City comparison

San Diego, CA vs Youngstown, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Diego, CA are 28.0% higher than in Youngstown, OH. Someone earning $100,000 in Youngstown, OH would need about $128,000 in San Diego, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,459 a month in San Diego, CA versus $771 in Youngstown, OH. On $100,000, that's 40% of take-home pay in San Diego, CA and 12% in Youngstown, OH.
  • On $100,000, estimated state income tax is about $3,103 a year higher in San Diego, CA than in Youngstown, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.6% moving from San Diego, CA to Youngstown, OH ($121,585 → $111,138), while prices change by −21.9%. Net effect of the transfer: +17.0% in real buying power.
San DiegoYoungstown
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • San Diego, CA: price level 111.9 (much pricier)
  • Youngstown, OH: price level 87.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

San Diego, CAYoungstown, OH
Price level (U.S. = 100)2111.987.4
$100,000 is worth, in the other city2$78,109 in Youngstown$128,026 in San Diego
Typical 1-bedroom rent3$2,459/mo$771/mo
Take-home on $100,00014,15,8$74,110$77,212
State income tax on $100,000 (estimate)8$5,070 (CA)$1,968 (OH)
Rent burden on $100,00040%12%
Median pay, all jobs4$58,690$43,800
Federal locality pay area7San Diego-Chula Vista-Carlsbad, CACleveland-Akron-Canton, OH-PA

Rent areas: San Diego-Chula Vista-Carlsbad, CA MSA and Youngstown-Warren, OH MSA. Metro areas: San Diego-Chula Vista-Carlsbad, CA and Youngstown-Warren, OH.

What costs more or less

San Diego, CAYoungstown, OH
Price level (U.S. = 100)San DiegoYoungstown
Housing (rent)179.353.4
Goods108.093.6
Utilities174.296.3
Other services99.698.9
Overall111.987.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

San Diego, CA → Youngstown, OH

Same pay goes further

Buying power +28.0%; rent takes 12% of take-home; state tax −$3,103/yr.

100 Strong offer

Youngstown, OH → San Diego, CA

Same pay buys less

Buying power −21.9%; rent takes 40% of take-home; state tax +$3,103/yr.

15 Weak offer

On the GS pay scale?

San Diego, CA is in the San Diego-Chula Vista-Carlsbad, CA pay area; Youngstown, OH is in Cleveland-Akron-Canton, OH-PA. The last column shows what a transfer from San Diego, CA to Youngstown, OH at the same grade and step does to real buying power.

Grade5,2San Diego, CAYoungstown, OHReal change, San Diego → Youngstown
GS-9 step 1$70,507$64,448+17.0%
GS-11 step 1$85,307$77,977+17.0%
GS-12 step 1$102,246$93,461+17.0%
GS-13 step 1$121,585$111,138+17.0%
GS-14 step 1$143,677$131,331+17.0%

Pay for common jobs

Median annual pay4San Diego, CAYoungstown, OHYoungstown pay in San Diego dollars
Elementary School Teachers, Except Special Education$97,000$72,560$92,896 (−4.2%)
Software Developers$163,270$107,990$138,255 (−15.3%)
Accountants and Auditors$96,340$73,080$93,561 (−2.9%)
Registered Nurses$139,520$78,680$100,731 (−27.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.