City comparison

San Diego, CA vs Seattle, WA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in San Diego, CA (111.9) and Seattle, WA (111.1, U.S. average = 100) are within 1% of each other, so $100,000 in San Diego, CA goes as far as $99,300 in Seattle, WA.
  • Rent is the bigger story: a typical 1-bedroom costs $2,459 a month in San Diego, CA versus $2,146 in Seattle, WA. On $100,000, that's 40% of take-home pay in San Diego, CA and 33% in Seattle, WA.
  • On $100,000, estimated state income tax is about $5,070 a year higher in San Diego, CA than in Seattle, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.6% moving from San Diego, CA to Seattle, WA ($121,585 → $119,630), while prices change by −0.7%. Net effect of the transfer: −0.9% in real buying power.
San DiegoSeattle
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • San Diego, CA: price level 111.9 (much pricier)
  • Seattle, WA: price level 111.1 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

San Diego, CASeattle, WA
Price level (U.S. = 100)2111.9111.1
$100,000 is worth, in the other city2$99,326 in Seattle$100,678 in San Diego
Typical 1-bedroom rent3$2,459/mo$2,146/mo
Take-home on $100,00014,15,8$74,110$79,180
State income tax on $100,000 (estimate)8$5,070 (CA)$0 (WA)
Rent burden on $100,00040%33%
Median pay, all jobs4$58,690$72,610
Federal locality pay area7San Diego-Chula Vista-Carlsbad, CASeattle-Tacoma, WA

Rent areas: San Diego-Chula Vista-Carlsbad, CA MSA and Seattle-Bellevue, WA HUD Metro FMR Area. Metro areas: San Diego-Chula Vista-Carlsbad, CA and Seattle-Tacoma-Bellevue, WA.

What costs more or less

San Diego, CASeattle, WA
Price level (U.S. = 100)San DiegoSeattle
Housing (rent)179.3151.3
Goods108.0104.0
Utilities174.292.8
Other services99.6106.8
Overall111.9111.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

San Diego, CA → Seattle, WA

Roughly even

Buying power +0.7%; rent takes 33% of take-home; state tax −$5,070/yr.

60 Fair offer

Seattle, WA → San Diego, CA

Roughly even

Buying power −0.7%; rent takes 40% of take-home; state tax +$5,070/yr.

44 Weak offer

Federal employees: GS pay

San Diego, CA is in the San Diego-Chula Vista-Carlsbad, CA pay area; Seattle, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from San Diego, CA to Seattle, WA at the same grade and step does to real buying power.

Grade5,2San Diego, CASeattle, WAReal change, San Diego → Seattle
GS-9 step 1$70,507$69,373−0.9%
GS-11 step 1$85,307$83,935−0.9%
GS-12 step 1$102,246$100,602−0.9%
GS-13 step 1$121,585$119,630−0.9%
GS-14 step 1$143,677$141,367−0.9%

Pay for common jobs

Median annual pay4San Diego, CASeattle, WASeattle pay in San Diego dollars
Information Security Analysts$132,120$161,780$162,878 (+23.3%)
Software Developers$163,270$167,280$168,415 (+3.2%)
Accountants and Auditors$96,340$99,370$100,044 (+3.8%)
Registered Nurses$139,520$128,260$129,130 (−7.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.