City comparison
San Antonio, TX vs San Luis Obispo, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Luis Obispo, CA are 14.7% higher than in San Antonio, TX. Someone earning $100,000 in San Antonio, TX would need about $114,700 in San Luis Obispo, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,177 in San Antonio, TX. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 18% in San Antonio, TX.
- On $100,000, estimated state income tax is about $5,070 a year higher in San Luis Obispo, CA than in San Antonio, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by +14.9% moving from San Antonio, TX to San Luis Obispo, CA ($108,001 → $124,085), while prices change by +14.7%. Net effect of the transfer: +0.2% in real buying power.
- San Antonio, TX: price level 94.7 (cheaper)
- San Luis Obispo, CA: price level 108.6 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| San Antonio, TX | San Luis Obispo, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 94.7 | 108.6 |
| $100,000 is worth, in the other city2 | $114,654 in San Luis Obispo | $87,219 in San Antonio |
| Typical 1-bedroom rent3 | $1,177/mo | $1,914/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,110 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $5,070 (CA) |
| Rent burden on $100,000 | 18% | 31% |
| Median pay, all jobs4 | $47,010 | $50,770 |
| Federal locality pay area7 | San Antonio-New Braunfels-Pearsall, TX | Los Angeles-Long Beach, CA |
Rent areas: San Antonio-New Braunfels, TX HUD Metro FMR Area and San Luis Obispo-Paso Robles, CA MSA. Metro areas: San Antonio-New Braunfels, TX and San Luis Obispo-Paso Robles, CA.
What costs more or less
| Price level (U.S. = 100) | San Antonio | San Luis Obispo |
|---|---|---|
| Housing (rent) | 94.6 | 144.4 |
| Goods | 93.8 | 105.2 |
| Utilities | 82.2 | 147.8 |
| Other services | 96.2 | 100.3 |
| Overall | 94.7 | 108.6 |
Moving with the same $100,000 salary
San Antonio, TX → San Luis Obispo, CA
Same pay buys less
Buying power −12.8%; rent takes 31% of take-home; state tax +$5,070/yr.
29 Weak offer
San Luis Obispo, CA → San Antonio, TX
Same pay goes further
Buying power +14.7%; rent takes 18% of take-home; state tax −$5,070/yr.
100 Strong offer
On the GS pay scale?
San Antonio, TX is in the San Antonio-New Braunfels-Pearsall, TX pay area; San Luis Obispo, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from San Antonio, TX to San Luis Obispo, CA at the same grade and step does to real buying power.
| Grade5,2 | San Antonio, TX | San Luis Obispo, CA | Real change, San Antonio → San Luis Obispo |
|---|---|---|---|
| GS-9 step 1 | $62,629 | $71,957 | +0.2% |
| GS-11 step 1 | $75,776 | $87,061 | +0.2% |
| GS-12 step 1 | $90,823 | $104,349 | +0.2% |
| GS-13 step 1 | $108,001 | $124,085 | +0.2% |
| GS-14 step 1 | $127,624 | $146,632 | +0.2% |
Pay for common jobs
| Median annual pay4 | San Antonio, TX | San Luis Obispo, CA | San Luis Obispo pay in San Antonio dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,720 | $97,620 | $85,143 (+38.0%) |
| Software Developers | $128,430 | $135,020 | $117,763 (−8.3%) |
| Accountants and Auditors | $78,650 | $88,160 | $76,892 (−2.2%) |
| Registered Nurses | $94,370 | $138,820 | $121,077 (+28.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.