City comparison

Salt Lake City, UT vs Springfield, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salt Lake City, UT are 5.0% higher than in Springfield, MA. Someone earning $100,000 in Springfield, MA would need about $105,000 in Salt Lake City, UT to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,456 a month in Salt Lake City, UT versus $1,382 in Springfield, MA. On $100,000, that's 23% of take-home pay in Salt Lake City, UT and 22% in Springfield, MA.
  • On $100,000, estimated state income tax is about $1,246 a year higher in Springfield, MA than in Salt Lake City, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.8% moving from Salt Lake City, UT to Springfield, MA ($106,437 → $120,094), while prices change by −4.8%. Net effect of the transfer: +18.5% in real buying power.
Salt Lake CitySpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Salt Lake City, UT: price level 100.9 (about average)
  • Springfield, MA: price level 96.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Salt Lake City, UTSpringfield, MA
Price level (U.S. = 100)2100.996.1
$100,000 is worth, in the other city2$95,234 in Springfield$105,004 in Salt Lake City
Typical 1-bedroom rent3$1,456/mo$1,382/mo
Take-home on $100,00014,15,8$75,646$74,400
State income tax on $100,000 (estimate)8$3,534 (UT)$4,780 (MA)
Rent burden on $100,00023%22%
Median pay, all jobs4$55,240$51,930
Federal locality pay area7Rest of U.S.Hartford-East Hartford, CT-MA

Rent areas: Salt Lake City, UT HUD Metro FMR Area and Springfield, MA MSA. Metro areas: Salt Lake City-Murray, UT and Springfield, MA.

What costs more or less

Salt Lake City, UTSpringfield, MA
Price level (U.S. = 100)Salt Lake CitySpringfield
Housing (rent)123.375.8
Goods96.497.0
Utilities79.0155.0
Other services99.0101.2
Overall100.996.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Salt Lake City, UT → Springfield, MA

Same pay goes further

Buying power +5.0%; rent takes 22% of take-home; state tax +$1,246/yr.

84 Strong offer

Springfield, MA → Salt Lake City, UT

Same pay buys less

Buying power −4.8%; rent takes 23% of take-home; state tax −$1,246/yr.

54 Fair offer

On the GS pay scale?

Salt Lake City, UT is in the Rest of U.S. pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Salt Lake City, UT to Springfield, MA at the same grade and step does to real buying power.

Grade5,2Salt Lake City, UTSpringfield, MAReal change, Salt Lake City → Springfield
GS-9 step 1$61,722$69,642+18.5%
GS-11 step 1$74,678$84,260+18.5%
GS-12 step 1$89,508$100,992+18.5%
GS-13 step 1$106,437$120,094+18.5%
GS-14 step 1$125,776$141,915+18.5%

Pay for common jobs

Median annual pay4Salt Lake City, UTSpringfield, MASpringfield pay in Salt Lake City dollars
Elementary School Teachers, Except Special Education$77,920$79,640$83,625 (+7.3%)
Software Developers$129,600$127,740$134,132 (+3.5%)
Accountants and Auditors$82,100$92,010$96,614 (+17.7%)
Registered Nurses$85,890$98,410$103,335 (+20.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.