City comparison

Sacramento, CA vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Sacramento, CA are 19.6% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $119,600 in Sacramento, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $987 in Tulsa, OK. On $100,000, that's 30% of take-home pay in Sacramento, CA and 16% in Tulsa, OK.
  • On $100,000, estimated state income tax is about $1,116 a year higher in Sacramento, CA than in Tulsa, OK.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.8% moving from Sacramento, CA to Tulsa, OK ($117,984 → $106,437), while prices change by −16.4%. Net effect of the transfer: +7.9% in real buying power.
SacramentoTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Sacramento, CA: price level 106.7 (pricier)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Sacramento, CATulsa, OK
Price level (U.S. = 100)2106.789.2
$100,000 is worth, in the other city2$83,636 in Tulsa$119,566 in Sacramento
Typical 1-bedroom rent3$1,832/mo$987/mo
Take-home on $100,00014,15,8$74,110$75,226
State income tax on $100,000 (estimate)8$5,070 (CA)$3,955 (OK)
Rent burden on $100,00030%16%
Median pay, all jobs4$59,750$46,670
Federal locality pay area7Sacramento-Roseville, CA-NVRest of U.S.

Rent areas: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area and Tulsa, OK HUD Metro FMR Area. Metro areas: Sacramento-Roseville-Folsom, CA and Tulsa, OK.

What costs more or less

Sacramento, CATulsa, OK
Price level (U.S. = 100)SacramentoTulsa
Housing (rent)130.268.2
Goods105.293.8
Utilities151.373.9
Other services100.395.5
Overall106.789.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Sacramento, CA → Tulsa, OK

Same pay goes further

Buying power +19.6%; rent takes 16% of take-home; state tax −$1,116/yr.

100 Strong offer

Tulsa, OK → Sacramento, CA

Same pay buys less

Buying power −16.4%; rent takes 30% of take-home; state tax +$1,116/yr.

31 Weak offer

Federal employees: GS pay

Sacramento, CA is in the Sacramento-Roseville, CA-NV pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from Sacramento, CA to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2Sacramento, CATulsa, OKReal change, Sacramento → Tulsa
GS-9 step 1$68,419$61,722+7.9%
GS-11 step 1$82,780$74,678+7.9%
GS-12 step 1$99,218$89,508+7.9%
GS-13 step 1$117,984$106,437+7.9%
GS-14 step 1$139,422$125,776+7.9%

Pay for common jobs

Median annual pay4Sacramento, CATulsa, OKTulsa pay in Sacramento dollars
Information Security Analysts$133,570$101,790$121,707 (−8.9%)
Software Developers$139,640$108,730$130,005 (−6.9%)
Accountants and Auditors$92,110$81,320$97,231 (+5.6%)
Registered Nurses$171,460$84,790$101,380 (−40.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.