City comparison

Sacramento, CA vs Santa Maria, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Maria, CA are 2.0% higher than in Sacramento, CA. Someone earning $100,000 in Sacramento, CA would need about $102,000 in Santa Maria, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $1,832 in Sacramento, CA. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 30% in Sacramento, CA.
  • Both are in CA, so estimated state income tax is the same: $5,070 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +5.2% moving from Sacramento, CA to Santa Maria, CA ($117,984 → $124,085), while prices change by +2.0%. Net effect of the transfer: +3.1% in real buying power.
SacramentoSanta Maria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Sacramento, CA: price level 106.7 (pricier)
  • Santa Maria, CA: price level 108.8 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Sacramento, CASanta Maria, CA
Price level (U.S. = 100)2106.7108.8
$100,000 is worth, in the other city2$101,995 in Santa Maria$98,044 in Sacramento
Typical 1-bedroom rent3$1,832/mo$2,746/mo
Take-home on $100,00014,15,8$74,110$74,110
State income tax on $100,000 (estimate)8$5,070 (CA)$5,070 (CA)
Rent burden on $100,00030%44%
Median pay, all jobs4$59,750$51,690
Federal locality pay area7Sacramento-Roseville, CA-NVLos Angeles-Long Beach, CA

Rent areas: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area and Santa Maria-Santa Barbara, CA MSA. Metro areas: Sacramento-Roseville-Folsom, CA and Santa Maria-Santa Barbara, CA.

What costs more or less

Sacramento, CASanta Maria, CA
Price level (U.S. = 100)SacramentoSanta Maria
Housing (rent)130.2151.4
Goods105.2105.2
Utilities151.3149.8
Other services100.3100.3
Overall106.7108.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Sacramento, CA → Santa Maria, CA

Roughly even

Buying power −2.0%; rent takes 44% of take-home; state tax +$0/yr.

33 Weak offer

Santa Maria, CA → Sacramento, CA

Roughly even

Buying power +2.0%; rent takes 30% of take-home; state tax +$0/yr.

68 Fair offer

On the GS pay scale?

Sacramento, CA is in the Sacramento-Roseville, CA-NV pay area; Santa Maria, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Sacramento, CA to Santa Maria, CA at the same grade and step does to real buying power.

Grade5,2Sacramento, CASanta Maria, CAReal change, Sacramento → Santa Maria
GS-9 step 1$68,419$71,957+3.1%
GS-11 step 1$82,780$87,061+3.1%
GS-12 step 1$99,218$104,349+3.1%
GS-13 step 1$117,984$124,085+3.1%
GS-14 step 1$139,422$146,632+3.1%

Pay for common jobs

Median annual pay4Sacramento, CASanta Maria, CASanta Maria pay in Sacramento dollars
Elementary School Teachers, Except Special Education$103,390$101,030$99,054 (−4.2%)
Software Developers$139,640$158,290$155,194 (+11.1%)
Accountants and Auditors$92,110$91,610$89,818 (−2.5%)
Registered Nurses$171,460$137,360$134,673 (−21.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.