City comparison

Rockford, IL vs Youngstown, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Rockford, IL are 5.4% higher than in Youngstown, OH. Someone earning $100,000 in Youngstown, OH would need about $105,400 in Rockford, IL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $895 a month in Rockford, IL versus $771 in Youngstown, OH. On $100,000, that's 14% of take-home pay in Rockford, IL and 12% in Youngstown, OH.
  • On $100,000, estimated state income tax is about $2,838 a year higher in Rockford, IL than in Youngstown, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −6.6% moving from Rockford, IL to Youngstown, OH ($118,984 → $111,138), while prices change by −5.2%. Net effect of the transfer: −1.5% in real buying power.
RockfordYoungstown
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Rockford, IL: price level 92.2 (cheaper)
  • Youngstown, OH: price level 87.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Rockford, ILYoungstown, OH
Price level (U.S. = 100)292.287.4
$100,000 is worth, in the other city2$94,835 in Youngstown$105,447 in Rockford
Typical 1-bedroom rent3$895/mo$771/mo
Take-home on $100,00014,15,8$74,375$77,212
State income tax on $100,000 (estimate)8$4,805 (IL)$1,968 (OH)
Rent burden on $100,00014%12%
Median pay, all jobs4$47,120$43,800
Federal locality pay area7Chicago-Naperville, IL-IN-WICleveland-Akron-Canton, OH-PA

Rent areas: Rockford, IL MSA and Youngstown-Warren, OH MSA. Metro areas: Rockford, IL and Youngstown-Warren, OH.

What costs more or less

Rockford, ILYoungstown, OH
Price level (U.S. = 100)RockfordYoungstown
Housing (rent)70.153.4
Goods93.693.6
Utilities89.496.3
Other services99.698.9
Overall92.287.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Rockford, IL → Youngstown, OH

Same pay goes further

Buying power +5.4%; rent takes 12% of take-home; state tax −$2,838/yr.

86 Strong offer

Youngstown, OH → Rockford, IL

Same pay buys less

Buying power −5.2%; rent takes 14% of take-home; state tax +$2,838/yr.

53 Fair offer

On the GS pay scale?

Rockford, IL is in the Chicago-Naperville, IL-IN-WI pay area; Youngstown, OH is in Cleveland-Akron-Canton, OH-PA. The last column shows what a transfer from Rockford, IL to Youngstown, OH at the same grade and step does to real buying power.

Grade5,2Rockford, ILYoungstown, OHReal change, Rockford → Youngstown
GS-9 step 1$68,999$64,448−1.5%
GS-11 step 1$83,482$77,977−1.5%
GS-12 step 1$100,059$93,461−1.5%
GS-13 step 1$118,984$111,138−1.5%
GS-14 step 1$140,604$131,331−1.5%

Pay for common jobs

Median annual pay4Rockford, ILYoungstown, OHYoungstown pay in Rockford dollars
Elementary School Teachers, Except Special Education$64,200$72,560$76,512 (+19.2%)
Software Developers$107,640$107,990$113,872 (+5.8%)
Accountants and Auditors$75,260$73,080$77,060 (+2.4%)
Registered Nurses$80,930$78,680$82,965 (+2.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.