City comparison

Rockford, IL vs Spokane, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Spokane, WA are 8.9% higher than in Rockford, IL. Someone earning $100,000 in Rockford, IL would need about $108,900 in Spokane, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,193 a month in Spokane, WA versus $895 in Rockford, IL. On $100,000, that's 18% of take-home pay in Spokane, WA and 14% in Rockford, IL.
  • On $100,000, estimated state income tax is about $4,805 a year higher in Rockford, IL than in Spokane, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.1% moving from Rockford, IL to Spokane, WA ($118,984 → $106,991), while prices change by +8.9%. Net effect of the transfer: −17.4% in real buying power.
RockfordSpokane
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Rockford, IL: price level 92.2 (cheaper)
  • Spokane, WA: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Rockford, ILSpokane, WA
Price level (U.S. = 100)292.2100.3
$100,000 is worth, in the other city2$108,889 in Spokane$91,836 in Rockford
Typical 1-bedroom rent3$895/mo$1,193/mo
Take-home on $100,00014,15,8$74,375$79,180
State income tax on $100,000 (estimate)8$4,805 (IL)$0 (WA)
Rent burden on $100,00014%18%
Median pay, all jobs4$47,120$54,660
Federal locality pay area7Chicago-Naperville, IL-IN-WISpokane-Spokane Valley-Coeur d'Alene, WA-ID

Rent areas: Rockford, IL MSA and Spokane, WA HUD Metro FMR Area. Metro areas: Rockford, IL and Spokane-Spokane Valley, WA.

What costs more or less

Rockford, ILSpokane, WA
Price level (U.S. = 100)RockfordSpokane
Housing (rent)70.197.1
Goods93.6105.0
Utilities89.491.2
Other services99.699.5
Overall92.2100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Rockford, IL → Spokane, WA

Same pay buys less

Buying power −8.2%; rent takes 18% of take-home; state tax −$4,805/yr.

43 Weak offer

Spokane, WA → Rockford, IL

Same pay goes further

Buying power +8.9%; rent takes 14% of take-home; state tax +$4,805/yr.

97 Strong offer

On the GS pay scale?

Rockford, IL is in the Chicago-Naperville, IL-IN-WI pay area; Spokane, WA is in Spokane-Spokane Valley-Coeur d'Alene, WA-ID. The last column shows what a transfer from Rockford, IL to Spokane, WA at the same grade and step does to real buying power.

Grade5,2Rockford, ILSpokane, WAReal change, Rockford → Spokane
GS-9 step 1$68,999$62,044−17.4%
GS-11 step 1$83,482$75,068−17.4%
GS-12 step 1$100,059$89,974−17.4%
GS-13 step 1$118,984$106,991−17.4%
GS-14 step 1$140,604$126,432−17.4%

Pay for common jobs

Median annual pay4Rockford, ILSpokane, WASpokane pay in Rockford dollars
Elementary School Teachers, Except Special Education$64,200$98,800$90,734 (+41.3%)
Software Developers$107,640$130,690$120,021 (+11.5%)
Accountants and Auditors$75,260$86,350$79,301 (+5.4%)
Registered Nurses$80,930$111,750$102,627 (+26.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.