City comparison

Riverside, CA vs St. Louis, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Riverside, CA are 11.9% higher than in St. Louis, MO. Someone earning $100,000 in St. Louis, MO would need about $111,900 in Riverside, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,777 a month in Riverside, CA versus $995 in St. Louis, MO. On $100,000, that's 29% of take-home pay in Riverside, CA and 16% in St. Louis, MO.
  • On $100,000, estimated state income tax is about $1,308 a year higher in Riverside, CA than in St. Louis, MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.0% moving from Riverside, CA to St. Louis, MO ($124,085 → $109,137), while prices change by −10.7%. Net effect of the transfer: −1.5% in real buying power.
RiversideSt. Louis
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Riverside, CA: price level 106.4 (pricier)
  • St. Louis, MO: price level 95.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Riverside, CASt. Louis, MO
Price level (U.S. = 100)2106.495.1
$100,000 is worth, in the other city2$89,333 in St. Louis$111,941 in Riverside
Typical 1-bedroom rent3$1,777/mo$995/mo
Take-home on $100,00014,15,8$74,110$75,417
State income tax on $100,000 (estimate)8$5,070 (CA)$3,763 (MO)
Rent burden on $100,00029%16%
Median pay, all jobs4$48,400$49,990
Federal locality pay area7Los Angeles-Long Beach, CASt. Louis-St. Charles-Farmington, MO-IL

Rent areas: Riverside-San Bernardino-Ontario, CA MSA and St. Louis, MO-IL HUD Metro FMR Area. Metro areas: Riverside-San Bernardino-Ontario, CA and St. Louis, MO-IL.

What costs more or less

Riverside, CASt. Louis, MO
Price level (U.S. = 100)RiversideSt. Louis
Housing (rent)129.379.0
Goods101.4100.0
Utilities148.669.9
Other services101.398.6
Overall106.495.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Riverside, CA → St. Louis, MO

Same pay goes further

Buying power +11.9%; rent takes 16% of take-home; state tax −$1,308/yr.

100 Strong offer

St. Louis, MO → Riverside, CA

Same pay buys less

Buying power −10.7%; rent takes 29% of take-home; state tax +$1,308/yr.

32 Weak offer

On the GS pay scale?

Riverside, CA is in the Los Angeles-Long Beach, CA pay area; St. Louis, MO is in St. Louis-St. Charles-Farmington, MO-IL. The last column shows what a transfer from Riverside, CA to St. Louis, MO at the same grade and step does to real buying power.

Grade5,2Riverside, CASt. Louis, MOReal change, Riverside → St. Louis
GS-9 step 1$71,957$63,288−1.5%
GS-11 step 1$87,061$76,573−1.5%
GS-12 step 1$104,349$91,779−1.5%
GS-13 step 1$124,085$109,137−1.5%
GS-14 step 1$146,632$128,967−1.5%

Pay for common jobs

Median annual pay4Riverside, CASt. Louis, MOSt. Louis pay in Riverside dollars
Elementary School Teachers, Except Special Education$98,520$60,650$67,892 (−31.1%)
Software Developers$133,270$129,030$144,437 (+8.4%)
Accountants and Auditors$83,920$78,880$88,299 (+5.2%)
Registered Nurses$133,940$83,180$93,112 (−30.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.