City comparison

Reno, NV vs Utica, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Reno, NV are 9.0% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $109,000 in Reno, NV to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,489 a month in Reno, NV versus $926 in Utica, NY. On $100,000, that's 23% of take-home pay in Reno, NV and 15% in Utica, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Utica, NY than in Reno, NV.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.4% moving from Reno, NV to Utica, NY ($106,855 → $106,437), while prices change by −8.3%. Net effect of the transfer: +8.6% in real buying power.
RenoUtica
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Reno, NV: price level 101.0 (about average)
  • Utica, NY: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Reno, NVUtica, NY
Price level (U.S. = 100)2101.092.7
$100,000 is worth, in the other city2$91,748 in Utica$108,995 in Reno
Typical 1-bedroom rent3$1,489/mo$926/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (NV)$4,860 (NY)
Rent burden on $100,00023%15%
Median pay, all jobs4$49,660$48,970
Federal locality pay area7Reno-Fernley, NVRest of U.S.

Rent areas: Reno, NV HUD Metro FMR Area and Utica-Rome, NY MSA. Metro areas: Reno, NV and Utica-Rome, NY.

What costs more or less

Reno, NVUtica, NY
Price level (U.S. = 100)RenoUtica
Housing (rent)123.566.1
Goods96.399.7
Utilities89.3131.9
Other services98.797.8
Overall101.092.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Reno, NV → Utica, NY

Same pay goes further

Buying power +9.0%; rent takes 15% of take-home; state tax +$4,860/yr.

97 Strong offer

Utica, NY → Reno, NV

Same pay buys less

Buying power −8.3%; rent takes 23% of take-home; state tax −$4,860/yr.

43 Weak offer

On the GS pay scale?

Reno, NV is in the Reno-Fernley, NV pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Reno, NV to Utica, NY at the same grade and step does to real buying power.

Grade5,2Reno, NVUtica, NYReal change, Reno → Utica
GS-9 step 1$61,965$61,722+8.6%
GS-11 step 1$74,972$74,678+8.6%
GS-12 step 1$89,859$89,508+8.6%
GS-13 step 1$106,855$106,437+8.6%
GS-14 step 1$126,271$125,776+8.6%

Pay for common jobs

Median annual pay4Reno, NVUtica, NYUtica pay in Reno dollars
Elementary School Teachers, Except Special Education$62,430$77,010$83,937 (+34.4%)
Software Developers$125,710$113,390$123,589 (−1.7%)
Accountants and Auditors$82,370$79,830$87,010 (+5.6%)
Registered Nurses$107,520$94,300$102,782 (−4.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.