City comparison

Providence, RI vs Visalia, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Providence, RI are 2.0% higher than in Visalia, CA. Someone earning $100,000 in Visalia, CA would need about $102,000 in Providence, RI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,402 a month in Providence, RI versus $1,123 in Visalia, CA. On $100,000, that's 22% of take-home pay in Providence, RI and 18% in Visalia, CA.
  • On $100,000, estimated state income tax is about $1,922 a year higher in Visalia, CA than in Providence, RI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.3% moving from Providence, RI to Visalia, CA ($120,548 → $106,973), while prices change by −1.9%. Net effect of the transfer: −9.5% in real buying power.
ProvidenceVisalia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Providence, RI: price level 101.8 (about average)
  • Visalia, CA: price level 99.8 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Providence, RIVisalia, CA
Price level (U.S. = 100)2101.899.8
$100,000 is worth, in the other city2$98,086 in Visalia$101,951 in Providence
Typical 1-bedroom rent3$1,402/mo$1,123/mo
Take-home on $100,00014,15,8$76,032$74,110
State income tax on $100,000 (estimate)8$3,148 (RI)$5,070 (CA)
Rent burden on $100,00022%18%
Median pay, all jobs4$53,680$45,130
Federal locality pay area7Boston-Worcester-Providence, MA-RI-NH-CT-ME-VTFresno-Madera-Hanford, CA

Rent areas: Providence-Fall River, RI-MA HUD Metro FMR Area and Visalia, CA MSA. Metro areas: Providence-Warwick, RI-MA and Visalia, CA.

What costs more or less

Providence, RIVisalia, CA
Price level (U.S. = 100)ProvidenceVisalia
Housing (rent)103.984.1
Goods97.1105.2
Utilities148.8156.4
Other services102.3100.3
Overall101.899.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Providence, RI → Visalia, CA

Roughly even

Buying power +2.0%; rent takes 18% of take-home; state tax +$1,922/yr.

75 Strong offer

Visalia, CA → Providence, RI

Roughly even

Buying power −1.9%; rent takes 22% of take-home; state tax −$1,922/yr.

63 Fair offer

On the GS pay scale?

Providence, RI is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Visalia, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from Providence, RI to Visalia, CA at the same grade and step does to real buying power.

Grade5,2Providence, RIVisalia, CAReal change, Providence → Visalia
GS-9 step 1$69,905$62,033−9.5%
GS-11 step 1$84,579$75,055−9.5%
GS-12 step 1$101,375$89,959−9.5%
GS-13 step 1$120,548$106,973−9.5%
GS-14 step 1$142,452$126,410−9.5%

Pay for common jobs

Median annual pay4Providence, RIVisalia, CAVisalia pay in Providence dollars
Elementary School Teachers, Except Special Education$86,720$98,430$100,351 (+15.7%)
Software Developers$130,690$126,170$128,632 (−1.6%)
Accountants and Auditors$95,020$79,400$80,949 (−14.8%)
Registered Nurses$99,880$125,180$127,623 (+27.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.