City comparison
Providence, RI vs Sacramento, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Sacramento, CA are 4.8% higher than in Providence, RI. Someone earning $100,000 in Providence, RI would need about $104,800 in Sacramento, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $1,402 in Providence, RI. On $100,000, that's 30% of take-home pay in Sacramento, CA and 22% in Providence, RI.
- On $100,000, estimated state income tax is about $1,922 a year higher in Sacramento, CA than in Providence, RI.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.1% moving from Providence, RI to Sacramento, CA ($120,548 → $117,984), while prices change by +4.8%. Net effect of the transfer: −6.6% in real buying power.
- Providence, RI: price level 101.8 (about average)
- Sacramento, CA: price level 106.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Providence, RI | Sacramento, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.8 | 106.7 |
| $100,000 is worth, in the other city2 | $104,812 in Sacramento | $95,409 in Providence |
| Typical 1-bedroom rent3 | $1,402/mo | $1,832/mo |
| Take-home on $100,00014,15,8 | $76,032 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,148 (RI) | $5,070 (CA) |
| Rent burden on $100,000 | 22% | 30% |
| Median pay, all jobs4 | $53,680 | $59,750 |
| Federal locality pay area7 | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT | Sacramento-Roseville, CA-NV |
Rent areas: Providence-Fall River, RI-MA HUD Metro FMR Area and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Providence-Warwick, RI-MA and Sacramento-Roseville-Folsom, CA.
What costs more or less
| Price level (U.S. = 100) | Providence | Sacramento |
|---|---|---|
| Housing (rent) | 103.9 | 130.2 |
| Goods | 97.1 | 105.2 |
| Utilities | 148.8 | 151.3 |
| Other services | 102.3 | 100.3 |
| Overall | 101.8 | 106.7 |
Moving with the same $100,000 salary
Providence, RI → Sacramento, CA
Same pay buys less
Buying power −4.6%; rent takes 30% of take-home; state tax +$1,922/yr.
47 Fair offer
Sacramento, CA → Providence, RI
Same pay goes further
Buying power +4.8%; rent takes 22% of take-home; state tax −$1,922/yr.
84 Strong offer
On the GS pay scale?
Providence, RI is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Providence, RI to Sacramento, CA at the same grade and step does to real buying power.
| Grade5,2 | Providence, RI | Sacramento, CA | Real change, Providence → Sacramento |
|---|---|---|---|
| GS-9 step 1 | $69,905 | $68,419 | −6.6% |
| GS-11 step 1 | $84,579 | $82,780 | −6.6% |
| GS-12 step 1 | $101,375 | $99,218 | −6.6% |
| GS-13 step 1 | $120,548 | $117,984 | −6.6% |
| GS-14 step 1 | $142,452 | $139,422 | −6.6% |
Pay for common jobs
| Median annual pay4 | Providence, RI | Sacramento, CA | Sacramento pay in Providence dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $86,720 | $103,390 | $98,644 (+13.7%) |
| Software Developers | $130,690 | $139,640 | $133,229 (+1.9%) |
| Accountants and Auditors | $95,020 | $92,110 | $87,881 (−7.5%) |
| Registered Nurses | $99,880 | $171,460 | $163,589 (+63.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.