City comparison

Philadelphia, PA vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Philadelphia, PA are 5.8% higher than in Tucson, AZ. Someone earning $100,000 in Tucson, AZ would need about $105,800 in Philadelphia, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,520 a month in Philadelphia, PA versus $1,081 in Tucson, AZ. On $100,000, that's 24% of take-home pay in Philadelphia, PA and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $779 a year higher in Philadelphia, PA than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −7.5% moving from Philadelphia, PA to Tucson, AZ ($117,284 → $108,455), while prices change by −5.5%. Net effect of the transfer: −2.1% in real buying power.
PhiladelphiaTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Philadelphia, PA: price level 102.6 (pricier)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Philadelphia, PATucson, AZ
Price level (U.S. = 100)2102.696.9
$100,000 is worth, in the other city2$94,483 in Tucson$105,839 in Philadelphia
Typical 1-bedroom rent3$1,520/mo$1,081/mo
Take-home on $100,00014,15,8$76,110$76,889
State income tax on $100,000 (estimate)8$3,070 (PA)$2,291 (AZ)
Rent burden on $100,00024%17%
Median pay, all jobs4$54,310$47,760
Federal locality pay area7Philadelphia-Reading-Camden, PA-NJ-DE-MDTucson-Nogales, AZ

Rent areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA and Tucson, AZ MSA. Metro areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD and Tucson, AZ.

What costs more or less

Philadelphia, PATucson, AZ
Price level (U.S. = 100)PhiladelphiaTucson
Housing (rent)113.191.8
Goods96.896.2
Utilities114.489.5
Other services103.199.8
Overall102.696.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Philadelphia, PA → Tucson, AZ

Same pay goes further

Buying power +5.8%; rent takes 17% of take-home; state tax −$779/yr.

87 Strong offer

Tucson, AZ → Philadelphia, PA

Same pay buys less

Buying power −5.5%; rent takes 24% of take-home; state tax +$779/yr.

52 Fair offer

On the GS pay scale?

Philadelphia, PA is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Philadelphia, PA to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Philadelphia, PATucson, AZReal change, Philadelphia → Tucson
GS-9 step 1$68,013$62,893−2.1%
GS-11 step 1$82,289$76,095−2.1%
GS-12 step 1$98,630$91,205−2.1%
GS-13 step 1$117,284$108,455−2.1%
GS-14 step 1$138,595$128,162−2.1%

Pay for common jobs

Median annual pay4Philadelphia, PATucson, AZTucson pay in Philadelphia dollars
Elementary School Teachers, Except Special Education$78,570$47,220$49,977 (−36.4%)
Software Developers$133,040$123,710$130,934 (−1.6%)
Accountants and Auditors$85,990$76,320$80,777 (−6.1%)
Registered Nurses$101,180$94,110$99,605 (−1.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.