City comparison

Philadelphia, PA vs Provo, UT

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Philadelphia, PA are 4.4% higher than in Provo, UT. Someone earning $100,000 in Provo, UT would need about $104,400 in Philadelphia, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,520 a month in Philadelphia, PA versus $1,265 in Provo, UT. On $100,000, that's 24% of take-home pay in Philadelphia, PA and 20% in Provo, UT.
  • On $100,000, estimated state income tax is about $464 a year higher in Provo, UT than in Philadelphia, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.2% moving from Philadelphia, PA to Provo, UT ($117,284 → $106,437), while prices change by −4.2%. Net effect of the transfer: −5.3% in real buying power.
PhiladelphiaProvo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Philadelphia, PA: price level 102.6 (pricier)
  • Provo, UT: price level 98.2 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Philadelphia, PAProvo, UT
Price level (U.S. = 100)2102.698.2
$100,000 is worth, in the other city2$95,786 in Provo$104,400 in Philadelphia
Typical 1-bedroom rent3$1,520/mo$1,265/mo
Take-home on $100,00014,15,8$76,110$75,646
State income tax on $100,000 (estimate)8$3,070 (PA)$3,534 (UT)
Rent burden on $100,00024%20%
Median pay, all jobs4$54,310$48,010
Federal locality pay area7Philadelphia-Reading-Camden, PA-NJ-DE-MDRest of U.S.

Rent areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA and Provo-Orem-Lehi, UT MSA. Metro areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD and Provo-Orem-Lehi, UT.

What costs more or less

Philadelphia, PAProvo, UT
Price level (U.S. = 100)PhiladelphiaProvo
Housing (rent)113.1104.1
Goods96.896.4
Utilities114.478.6
Other services103.199.0
Overall102.698.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Philadelphia, PA → Provo, UT

Same pay goes further

Buying power +4.4%; rent takes 20% of take-home; state tax +$464/yr.

82 Strong offer

Provo, UT → Philadelphia, PA

Same pay buys less

Buying power −4.2%; rent takes 24% of take-home; state tax −$464/yr.

56 Fair offer

Federal employees: GS pay

Philadelphia, PA is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Provo, UT is in Rest of U.S.. The last column shows what a transfer from Philadelphia, PA to Provo, UT at the same grade and step does to real buying power.

Grade5,2Philadelphia, PAProvo, UTReal change, Philadelphia → Provo
GS-9 step 1$68,013$61,722−5.3%
GS-11 step 1$82,289$74,678−5.3%
GS-12 step 1$98,630$89,508−5.3%
GS-13 step 1$117,284$106,437−5.3%
GS-14 step 1$138,595$125,776−5.3%

Pay for common jobs

Median annual pay4Philadelphia, PAProvo, UTProvo pay in Philadelphia dollars
Information Security Analysts$132,560$97,430$101,717 (−23.3%)
Software Developers$133,040$131,210$136,983 (+3.0%)
Accountants and Auditors$85,990$75,700$79,031 (−8.1%)
Registered Nurses$101,180$81,780$85,378 (−15.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.