City comparison
Pensacola, FL vs Spokane, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Spokane, WA are 2.7% higher than in Pensacola, FL. Someone earning $100,000 in Pensacola, FL would need about $102,700 in Spokane, WA to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,257 a month in Pensacola, FL versus $1,193 in Spokane, WA. On $100,000, that's 19% of take-home pay in Pensacola, FL and 18% in Spokane, WA.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.5% moving from Pensacola, FL to Spokane, WA ($106,437 → $106,991), while prices change by +2.7%. Net effect of the transfer: −2.1% in real buying power.
- Pensacola, FL: price level 97.7 (cheaper)
- Spokane, WA: price level 100.3 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Pensacola, FL | Spokane, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.7 | 100.3 |
| $100,000 is worth, in the other city2 | $102,690 in Spokane | $97,380 in Pensacola |
| Typical 1-bedroom rent3 | $1,257/mo | $1,193/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (WA) |
| Rent burden on $100,000 | 19% | 18% |
| Median pay, all jobs4 | $46,240 | $54,660 |
| Federal locality pay area7 | Rest of U.S. | Spokane-Spokane Valley-Coeur d'Alene, WA-ID |
Rent areas: Pensacola-Ferry Pass-Brent, FL MSA and Spokane, WA HUD Metro FMR Area. Metro areas: Pensacola-Ferry Pass-Brent, FL and Spokane-Spokane Valley, WA.
What costs more or less
| Price level (U.S. = 100) | Pensacola | Spokane |
|---|---|---|
| Housing (rent) | 98.8 | 97.1 |
| Goods | 96.2 | 105.0 |
| Utilities | 88.5 | 91.2 |
| Other services | 98.9 | 99.5 |
| Overall | 97.7 | 100.3 |
Moving with the same $100,000 salary
Pensacola, FL → Spokane, WA
Same pay buys less
Buying power −2.6%; rent takes 18% of take-home; state tax +$0/yr.
61 Fair offer
Spokane, WA → Pensacola, FL
Same pay goes further
Buying power +2.7%; rent takes 19% of take-home; state tax +$0/yr.
77 Strong offer
On the GS pay scale?
Pensacola, FL is in the Rest of U.S. pay area; Spokane, WA is in Spokane-Spokane Valley-Coeur d'Alene, WA-ID. The last column shows what a transfer from Pensacola, FL to Spokane, WA at the same grade and step does to real buying power.
| Grade5,2 | Pensacola, FL | Spokane, WA | Real change, Pensacola → Spokane |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,044 | −2.1% |
| GS-11 step 1 | $74,678 | $75,068 | −2.1% |
| GS-12 step 1 | $89,508 | $89,974 | −2.1% |
| GS-13 step 1 | $106,437 | $106,991 | −2.1% |
| GS-14 step 1 | $125,776 | $126,432 | −2.1% |
Pay for common jobs
| Median annual pay4 | Pensacola, FL | Spokane, WA | Spokane pay in Pensacola dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,360 | $98,800 | $96,212 (+91.0%) |
| Software Developers | $108,430 | $130,690 | $127,266 (+17.4%) |
| Accountants and Auditors | $76,410 | $86,350 | $84,088 (+10.0%) |
| Registered Nurses | $77,890 | $111,750 | $108,822 (+39.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.