City comparison
Pensacola, FL vs Reno, NV
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Reno, NV are 3.4% higher than in Pensacola, FL. Someone earning $100,000 in Pensacola, FL would need about $103,400 in Reno, NV to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,489 a month in Reno, NV versus $1,257 in Pensacola, FL. On $100,000, that's 23% of take-home pay in Reno, NV and 19% in Pensacola, FL.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in NV.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.4% moving from Pensacola, FL to Reno, NV ($106,437 → $106,855), while prices change by +3.4%. Net effect of the transfer: −2.9% in real buying power.
- Pensacola, FL: price level 97.7 (cheaper)
- Reno, NV: price level 101.0 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Pensacola, FL | Reno, NV | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.7 | 101.0 |
| $100,000 is worth, in the other city2 | $103,374 in Reno | $96,736 in Pensacola |
| Typical 1-bedroom rent3 | $1,257/mo | $1,489/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (NV) |
| Rent burden on $100,000 | 19% | 23% |
| Median pay, all jobs4 | $46,240 | $49,660 |
| Federal locality pay area7 | Rest of U.S. | Reno-Fernley, NV |
Rent areas: Pensacola-Ferry Pass-Brent, FL MSA and Reno, NV HUD Metro FMR Area. Metro areas: Pensacola-Ferry Pass-Brent, FL and Reno, NV.
What costs more or less
| Price level (U.S. = 100) | Pensacola | Reno |
|---|---|---|
| Housing (rent) | 98.8 | 123.5 |
| Goods | 96.2 | 96.3 |
| Utilities | 88.5 | 89.3 |
| Other services | 98.9 | 98.7 |
| Overall | 97.7 | 101.0 |
Moving with the same $100,000 salary
Pensacola, FL → Reno, NV
Same pay buys less
Buying power −3.3%; rent takes 23% of take-home; state tax +$0/yr.
59 Fair offer
Reno, NV → Pensacola, FL
Same pay goes further
Buying power +3.4%; rent takes 19% of take-home; state tax +$0/yr.
79 Strong offer
On the GS pay scale?
Pensacola, FL is in the Rest of U.S. pay area; Reno, NV is in Reno-Fernley, NV. The last column shows what a transfer from Pensacola, FL to Reno, NV at the same grade and step does to real buying power.
| Grade5,2 | Pensacola, FL | Reno, NV | Real change, Pensacola → Reno |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,965 | −2.9% |
| GS-11 step 1 | $74,678 | $74,972 | −2.9% |
| GS-12 step 1 | $89,508 | $89,859 | −2.9% |
| GS-13 step 1 | $106,437 | $106,855 | −2.9% |
| GS-14 step 1 | $125,776 | $126,271 | −2.9% |
Pay for common jobs
| Median annual pay4 | Pensacola, FL | Reno, NV | Reno pay in Pensacola dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,360 | $62,430 | $60,392 (+19.9%) |
| Software Developers | $108,430 | $125,710 | $121,607 (+12.2%) |
| Accountants and Auditors | $76,410 | $82,370 | $79,682 (+4.3%) |
| Registered Nurses | $77,890 | $107,520 | $104,011 (+33.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.