City comparison

Oxnard, CA vs Spartanburg, SC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Oxnard, CA are 21.4% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $121,400 in Oxnard, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,083 in Spartanburg, SC. On $100,000, that's 36% of take-home pay in Oxnard, CA and 17% in Spartanburg, SC.
  • Estimated state income tax on $100,000 is close: $5,070 a year in CA and $4,843 in SC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Oxnard, CA to Spartanburg, SC ($124,085 → $106,437), while prices change by −17.6%. Net effect of the transfer: +4.1% in real buying power.
OxnardSpartanburg
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Oxnard, CA: price level 110.5 (much pricier)
  • Spartanburg, SC: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Oxnard, CASpartanburg, SC
Price level (U.S. = 100)2110.591.1
$100,000 is worth, in the other city2$82,374 in Spartanburg$121,398 in Oxnard
Typical 1-bedroom rent3$2,250/mo$1,083/mo
Take-home on $100,00014,15,8$74,110$74,337
State income tax on $100,000 (estimate)8$5,070 (CA)$4,843 (SC)
Rent burden on $100,00036%17%
Median pay, all jobs4$52,510$47,650
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: Oxnard-Thousand Oaks-Ventura, CA MSA and Spartanburg, SC HUD Metro FMR Area. Metro areas: Oxnard-Thousand Oaks-Ventura, CA and Spartanburg, SC.

What costs more or less

Oxnard, CASpartanburg, SC
Price level (U.S. = 100)OxnardSpartanburg
Housing (rent)171.168.0
Goods105.296.3
Utilities152.988.3
Other services100.398.3
Overall110.591.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Oxnard, CA → Spartanburg, SC

Same pay goes further

Buying power +21.4%; rent takes 17% of take-home; state tax −$228/yr.

100 Strong offer

Spartanburg, SC → Oxnard, CA

Same pay buys less

Buying power −17.6%; rent takes 36% of take-home; state tax +$228/yr.

20 Weak offer

On the GS pay scale?

Oxnard, CA is in the Los Angeles-Long Beach, CA pay area; Spartanburg, SC is in Rest of U.S.. The last column shows what a transfer from Oxnard, CA to Spartanburg, SC at the same grade and step does to real buying power.

Grade5,2Oxnard, CASpartanburg, SCReal change, Oxnard → Spartanburg
GS-9 step 1$71,957$61,722+4.1%
GS-11 step 1$87,061$74,678+4.1%
GS-12 step 1$104,349$89,508+4.1%
GS-13 step 1$124,085$106,437+4.1%
GS-14 step 1$146,632$125,776+4.1%

Pay for common jobs

Median annual pay4Oxnard, CASpartanburg, SCSpartanburg pay in Oxnard dollars
Elementary School Teachers, Except Special Education$99,420$60,990$74,041 (−25.5%)
Software Developers$159,430$114,460$138,952 (−12.8%)
Accountants and Auditors$90,340$77,080$93,573 (+3.6%)
Registered Nurses$131,160$82,360$99,983 (−23.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.