City comparison
Oxnard, CA vs Provo, UT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 12.5% higher than in Provo, UT. Someone earning $100,000 in Provo, UT would need about $112,500 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,265 in Provo, UT. On $100,000, that's 36% of take-home pay in Oxnard, CA and 20% in Provo, UT.
- On $100,000, estimated state income tax is about $1,536 a year higher in Oxnard, CA than in Provo, UT.
- For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Oxnard, CA to Provo, UT ($124,085 → $106,437), while prices change by −11.1%. Net effect of the transfer: −3.5% in real buying power.
- Oxnard, CA: price level 110.5 (much pricier)
- Provo, UT: price level 98.2 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Oxnard, CA | Provo, UT | |
|---|---|---|
| Price level (U.S. = 100)2 | 110.5 | 98.2 |
| $100,000 is worth, in the other city2 | $88,870 in Provo | $112,523 in Oxnard |
| Typical 1-bedroom rent3 | $2,250/mo | $1,265/mo |
| Take-home on $100,00014,15,8 | $74,110 | $75,646 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $3,534 (UT) |
| Rent burden on $100,000 | 36% | 20% |
| Median pay, all jobs4 | $52,510 | $48,010 |
| Federal locality pay area7 | Los Angeles-Long Beach, CA | Rest of U.S. |
Rent areas: Oxnard-Thousand Oaks-Ventura, CA MSA and Provo-Orem-Lehi, UT MSA. Metro areas: Oxnard-Thousand Oaks-Ventura, CA and Provo-Orem-Lehi, UT.
What costs more or less
| Price level (U.S. = 100) | Oxnard | Provo |
|---|---|---|
| Housing (rent) | 171.1 | 104.1 |
| Goods | 105.2 | 96.4 |
| Utilities | 152.9 | 78.6 |
| Other services | 100.3 | 99.0 |
| Overall | 110.5 | 98.2 |
Moving with the same $100,000 salary
Oxnard, CA → Provo, UT
Same pay goes further
Buying power +12.5%; rent takes 20% of take-home; state tax −$1,536/yr.
100 Strong offer
Provo, UT → Oxnard, CA
Same pay buys less
Buying power −11.1%; rent takes 36% of take-home; state tax +$1,536/yr.
20 Weak offer
On the GS pay scale?
Oxnard, CA is in the Los Angeles-Long Beach, CA pay area; Provo, UT is in Rest of U.S.. The last column shows what a transfer from Oxnard, CA to Provo, UT at the same grade and step does to real buying power.
| Grade5,2 | Oxnard, CA | Provo, UT | Real change, Oxnard → Provo |
|---|---|---|---|
| GS-9 step 1 | $71,957 | $61,722 | −3.5% |
| GS-11 step 1 | $87,061 | $74,678 | −3.5% |
| GS-12 step 1 | $104,349 | $89,508 | −3.5% |
| GS-13 step 1 | $124,085 | $106,437 | −3.5% |
| GS-14 step 1 | $146,632 | $125,776 | −3.5% |
Pay for common jobs
| Median annual pay4 | Oxnard, CA | Provo, UT | Provo pay in Oxnard dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $99,420 | $62,930 | $70,811 (−28.8%) |
| Software Developers | $159,430 | $131,210 | $147,642 (−7.4%) |
| Accountants and Auditors | $90,340 | $75,700 | $85,180 (−5.7%) |
| Registered Nurses | $131,160 | $81,780 | $92,022 (−29.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.