City comparison

Olympia, WA vs Worcester, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Olympia, WA are 1.1% higher than in Worcester, MA. Someone earning $100,000 in Worcester, MA would need about $101,100 in Olympia, WA to live the same way.
  • Typical 1-bedroom rents are close: $1,682 a month in Olympia, WA and $1,599 in Worcester, MA.
  • On $100,000, estimated state income tax is about $4,780 a year higher in Worcester, MA than in Olympia, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.8% moving from Olympia, WA to Worcester, MA ($119,630 → $120,548), while prices change by −1.1%. Net effect of the transfer: +1.9% in real buying power.
OlympiaWorcester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Olympia, WA: price level 103.7 (pricier)
  • Worcester, MA: price level 102.5 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Olympia, WAWorcester, MA
Price level (U.S. = 100)2103.7102.5
$100,000 is worth, in the other city2$98,894 in Worcester$101,119 in Olympia
Typical 1-bedroom rent3$1,682/mo$1,599/mo
Take-home on $100,00014,15,8$79,180$74,400
State income tax on $100,000 (estimate)8$0 (WA)$4,780 (MA)
Rent burden on $100,00025%26%
Median pay, all jobs4$61,960$57,830
Federal locality pay area7Seattle-Tacoma, WABoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Olympia-Lacey-Tumwater, WA MSA and Worcester, MA HUD Metro FMR Area. Metro areas: Olympia-Lacey-Tumwater, WA and Worcester, MA.

What costs more or less

Olympia, WAWorcester, MA
Price level (U.S. = 100)OlympiaWorcester
Housing (rent)116.7113.0
Goods105.097.0
Utilities91.7155.2
Other services99.5101.2
Overall103.7102.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Olympia, WA → Worcester, MA

Roughly even

Buying power +1.1%; rent takes 26% of take-home; state tax +$4,780/yr.

71 Strong offer

Worcester, MA → Olympia, WA

Roughly even

Buying power −1.1%; rent takes 25% of take-home; state tax −$4,780/yr.

65 Fair offer

On the GS pay scale?

Olympia, WA is in the Seattle-Tacoma, WA pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Olympia, WA to Worcester, MA at the same grade and step does to real buying power.

Grade5,2Olympia, WAWorcester, MAReal change, Olympia → Worcester
GS-9 step 1$69,373$69,905+1.9%
GS-11 step 1$83,935$84,579+1.9%
GS-12 step 1$100,602$101,375+1.9%
GS-13 step 1$119,630$120,548+1.9%
GS-14 step 1$141,367$142,452+1.9%

Pay for common jobs

Median annual pay4Olympia, WAWorcester, MAWorcester pay in Olympia dollars
Elementary School Teachers, Except Special Education$104,650$82,810$83,736 (−20.0%)
Software Developers$124,060$146,950$148,594 (+19.8%)
Accountants and Auditors$94,470$94,070$95,122 (+0.7%)
Registered Nurses$125,020$100,240$101,361 (−18.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.