City comparison

Olympia, WA vs Rochester, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Olympia, WA are 6.8% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $106,800 in Olympia, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $1,256 in Rochester, NY. On $100,000, that's 25% of take-home pay in Olympia, WA and 20% in Rochester, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Rochester, NY than in Olympia, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.4% moving from Olympia, WA to Rochester, NY ($119,630 → $107,182), while prices change by −6.4%. Net effect of the transfer: −4.3% in real buying power.
OlympiaRochester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Olympia, WA: price level 103.7 (pricier)
  • Rochester, NY: price level 97.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Olympia, WARochester, NY
Price level (U.S. = 100)2103.797.0
$100,000 is worth, in the other city2$93,600 in Rochester$106,838 in Olympia
Typical 1-bedroom rent3$1,682/mo$1,256/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (WA)$4,860 (NY)
Rent burden on $100,00025%20%
Median pay, all jobs4$61,960$51,210
Federal locality pay area7Seattle-Tacoma, WARochester-Batavia-Seneca Falls, NY

Rent areas: Olympia-Lacey-Tumwater, WA MSA and Rochester, NY MSA. Metro areas: Olympia-Lacey-Tumwater, WA and Rochester, NY.

What costs more or less

Olympia, WARochester, NY
Price level (U.S. = 100)OlympiaRochester
Housing (rent)116.787.5
Goods105.099.7
Utilities91.7133.2
Other services99.597.8
Overall103.797.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Olympia, WA → Rochester, NY

Same pay goes further

Buying power +6.8%; rent takes 20% of take-home; state tax +$4,860/yr.

90 Strong offer

Rochester, NY → Olympia, WA

Same pay buys less

Buying power −6.4%; rent takes 25% of take-home; state tax −$4,860/yr.

48 Fair offer

On the GS pay scale?

Olympia, WA is in the Seattle-Tacoma, WA pay area; Rochester, NY is in Rochester-Batavia-Seneca Falls, NY. The last column shows what a transfer from Olympia, WA to Rochester, NY at the same grade and step does to real buying power.

Grade5,2Olympia, WARochester, NYReal change, Olympia → Rochester
GS-9 step 1$69,373$62,155−4.3%
GS-11 step 1$83,935$75,202−4.3%
GS-12 step 1$100,602$90,135−4.3%
GS-13 step 1$119,630$107,182−4.3%
GS-14 step 1$141,367$126,657−4.3%

Pay for common jobs

Median annual pay4Olympia, WARochester, NYRochester pay in Olympia dollars
Elementary School Teachers, Except Special Education$104,650$62,840$67,137 (−35.8%)
Software Developers$124,060$122,770$131,165 (+5.7%)
Accountants and Auditors$94,470$80,890$86,421 (−8.5%)
Registered Nurses$125,020$86,570$92,489 (−26.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.