City comparison

Oklahoma City, OK vs St. Louis, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in St. Louis, MO are 5.2% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $105,200 in St. Louis, MO to live the same way.
  • Typical 1-bedroom rents are close: $1,017 a month in Oklahoma City, OK and $995 in St. Louis, MO.
  • Estimated state income tax on $100,000 is close: $3,955 a year in OK and $3,763 in MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.5% moving from Oklahoma City, OK to St. Louis, MO ($106,437 → $109,137), while prices change by +5.2%. Net effect of the transfer: −2.5% in real buying power.
Oklahoma CitySt. Louis
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Oklahoma City, OK: price level 90.4 (much cheaper)
  • St. Louis, MO: price level 95.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Oklahoma City, OKSt. Louis, MO
Price level (U.S. = 100)290.495.1
$100,000 is worth, in the other city2$105,177 in St. Louis$95,078 in Oklahoma City
Typical 1-bedroom rent3$1,017/mo$995/mo
Take-home on $100,00014,15,8$75,226$75,417
State income tax on $100,000 (estimate)8$3,955 (OK)$3,763 (MO)
Rent burden on $100,00016%16%
Median pay, all jobs4$47,230$49,990
Federal locality pay area7Rest of U.S.St. Louis-St. Charles-Farmington, MO-IL

Rent areas: Oklahoma City, OK HUD Metro FMR Area and St. Louis, MO-IL HUD Metro FMR Area. Metro areas: Oklahoma City, OK and St. Louis, MO-IL.

What costs more or less

Oklahoma City, OKSt. Louis, MO
Price level (U.S. = 100)Oklahoma CitySt. Louis
Housing (rent)73.979.0
Goods93.8100.0
Utilities74.169.9
Other services95.598.6
Overall90.495.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Oklahoma City, OK → St. Louis, MO

Same pay buys less

Buying power −4.9%; rent takes 16% of take-home; state tax −$192/yr.

53 Fair offer

St. Louis, MO → Oklahoma City, OK

Same pay goes further

Buying power +5.2%; rent takes 16% of take-home; state tax +$192/yr.

85 Strong offer

On the GS pay scale?

Oklahoma City, OK is in the Rest of U.S. pay area; St. Louis, MO is in St. Louis-St. Charles-Farmington, MO-IL. The last column shows what a transfer from Oklahoma City, OK to St. Louis, MO at the same grade and step does to real buying power.

Grade5,2Oklahoma City, OKSt. Louis, MOReal change, Oklahoma City → St. Louis
GS-9 step 1$61,722$63,288−2.5%
GS-11 step 1$74,678$76,573−2.5%
GS-12 step 1$89,508$91,779−2.5%
GS-13 step 1$106,437$109,137−2.5%
GS-14 step 1$125,776$128,967−2.5%

Pay for common jobs

Median annual pay4Oklahoma City, OKSt. Louis, MOSt. Louis pay in Oklahoma City dollars
Elementary School Teachers, Except Special Education$48,780$60,650$57,665 (+18.2%)
Software Developers$122,390$129,030$122,679 (+0.2%)
Accountants and Auditors$77,280$78,880$74,998 (−3.0%)
Registered Nurses$82,920$83,180$79,086 (−4.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.