City comparison

Oklahoma City, OK vs Providence, RI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Providence, RI are 12.6% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $112,600 in Providence, RI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,402 a month in Providence, RI versus $1,017 in Oklahoma City, OK. On $100,000, that's 22% of take-home pay in Providence, RI and 16% in Oklahoma City, OK.
  • On $100,000, estimated state income tax is about $806 a year higher in Oklahoma City, OK than in Providence, RI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +13.3% moving from Oklahoma City, OK to Providence, RI ($106,437 → $120,548), while prices change by +12.6%. Net effect of the transfer: +0.6% in real buying power.
Oklahoma CityProvidence
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Oklahoma City, OK: price level 90.4 (much cheaper)
  • Providence, RI: price level 101.8 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Oklahoma City, OKProvidence, RI
Price level (U.S. = 100)290.4101.8
$100,000 is worth, in the other city2$112,571 in Providence$88,833 in Oklahoma City
Typical 1-bedroom rent3$1,017/mo$1,402/mo
Take-home on $100,00014,15,8$75,226$76,032
State income tax on $100,000 (estimate)8$3,955 (OK)$3,148 (RI)
Rent burden on $100,00016%22%
Median pay, all jobs4$47,230$53,680
Federal locality pay area7Rest of U.S.Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Oklahoma City, OK HUD Metro FMR Area and Providence-Fall River, RI-MA HUD Metro FMR Area. Metro areas: Oklahoma City, OK and Providence-Warwick, RI-MA.

What costs more or less

Oklahoma City, OKProvidence, RI
Price level (U.S. = 100)Oklahoma CityProvidence
Housing (rent)73.9103.9
Goods93.897.1
Utilities74.1148.8
Other services95.5102.3
Overall90.4101.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Oklahoma City, OK → Providence, RI

Same pay buys less

Buying power −11.2%; rent takes 22% of take-home; state tax −$806/yr.

38 Weak offer

Providence, RI → Oklahoma City, OK

Same pay goes further

Buying power +12.6%; rent takes 16% of take-home; state tax +$806/yr.

100 Strong offer

On the GS pay scale?

Oklahoma City, OK is in the Rest of U.S. pay area; Providence, RI is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Oklahoma City, OK to Providence, RI at the same grade and step does to real buying power.

Grade5,2Oklahoma City, OKProvidence, RIReal change, Oklahoma City → Providence
GS-9 step 1$61,722$69,905+0.6%
GS-11 step 1$74,678$84,579+0.6%
GS-12 step 1$89,508$101,375+0.6%
GS-13 step 1$106,437$120,548+0.6%
GS-14 step 1$125,776$142,452+0.6%

Pay for common jobs

Median annual pay4Oklahoma City, OKProvidence, RIProvidence pay in Oklahoma City dollars
Elementary School Teachers, Except Special Education$48,780$86,720$77,036 (+57.9%)
Software Developers$122,390$130,690$116,096 (−5.1%)
Accountants and Auditors$77,280$95,020$84,409 (+9.2%)
Registered Nurses$82,920$99,880$88,726 (+7.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.