City comparison
Ogden, UT vs Springfield, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Ogden, UT are 4.5% higher than in Springfield, MA. Someone earning $100,000 in Springfield, MA would need about $104,500 in Ogden, UT to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,382 a month in Springfield, MA versus $1,281 in Ogden, UT. On $100,000, that's 22% of take-home pay in Springfield, MA and 20% in Ogden, UT.
- On $100,000, estimated state income tax is about $1,246 a year higher in Springfield, MA than in Ogden, UT.
- For federal employees, locality pay changes a GS-13 step 1 salary by +12.8% moving from Ogden, UT to Springfield, MA ($106,437 → $120,094), while prices change by −4.3%. Net effect of the transfer: +17.9% in real buying power.
- Ogden, UT: price level 100.3 (about average)
- Springfield, MA: price level 96.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ogden, UT | Springfield, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.3 | 96.1 |
| $100,000 is worth, in the other city2 | $95,727 in Springfield | $104,464 in Ogden |
| Typical 1-bedroom rent3 | $1,281/mo | $1,382/mo |
| Take-home on $100,00014,15,8 | $75,646 | $74,400 |
| State income tax on $100,000 (estimate)8 | $3,534 (UT) | $4,780 (MA) |
| Rent burden on $100,000 | 20% | 22% |
| Median pay, all jobs4 | $48,900 | $51,930 |
| Federal locality pay area7 | Rest of U.S. | Hartford-East Hartford, CT-MA |
Rent areas: Ogden, UT MSA and Springfield, MA MSA. Metro areas: Ogden, UT and Springfield, MA.
What costs more or less
| Price level (U.S. = 100) | Ogden | Springfield |
|---|---|---|
| Housing (rent) | 117.9 | 75.8 |
| Goods | 96.4 | 97.0 |
| Utilities | 78.8 | 155.0 |
| Other services | 99.0 | 101.2 |
| Overall | 100.3 | 96.1 |
Moving with the same $100,000 salary
Ogden, UT → Springfield, MA
Same pay goes further
Buying power +4.5%; rent takes 22% of take-home; state tax +$1,246/yr.
83 Strong offer
Springfield, MA → Ogden, UT
Same pay buys less
Buying power −4.3%; rent takes 20% of take-home; state tax −$1,246/yr.
55 Fair offer
On the GS pay scale?
Ogden, UT is in the Rest of U.S. pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Ogden, UT to Springfield, MA at the same grade and step does to real buying power.
| Grade5,2 | Ogden, UT | Springfield, MA | Real change, Ogden → Springfield |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,642 | +17.9% |
| GS-11 step 1 | $74,678 | $84,260 | +17.9% |
| GS-12 step 1 | $89,508 | $100,992 | +17.9% |
| GS-13 step 1 | $106,437 | $120,094 | +17.9% |
| GS-14 step 1 | $125,776 | $141,915 | +17.9% |
Pay for common jobs
| Median annual pay4 | Ogden, UT | Springfield, MA | Springfield pay in Ogden dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,910 | $79,640 | $83,195 (+30.2%) |
| Software Developers | $109,880 | $127,740 | $133,442 (+21.4%) |
| Accountants and Auditors | $82,010 | $92,010 | $96,117 (+17.2%) |
| Registered Nurses | $81,840 | $98,410 | $102,803 (+25.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.