City comparison
Ocala, FL vs York, PA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Ocala, FL (95.2) and York, PA (96.0, U.S. average = 100) are within 1% of each other, so $100,000 in Ocala, FL goes as far as $100,800 in York, PA.
- Rent is the bigger story: a typical 1-bedroom costs $1,172 a month in Ocala, FL versus $1,060 in York, PA. On $100,000, that's 18% of take-home pay in Ocala, FL and 17% in York, PA.
- On $100,000, estimated state income tax is about $3,070 a year higher in York, PA than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +14.4% moving from Ocala, FL to York, PA ($106,437 → $121,785), while prices change by +0.8%. Net effect of the transfer: +13.5% in real buying power.
- Ocala, FL: price level 95.2 (cheaper)
- York, PA: price level 96.0 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | York, PA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 96.0 |
| $100,000 is worth, in the other city2 | $100,804 in York | $99,202 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $1,060/mo |
| Take-home on $100,00014,15,8 | $79,180 | $76,110 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,070 (PA) |
| Rent burden on $100,000 | 18% | 17% |
| Median pay, all jobs4 | $43,990 | $48,170 |
| Federal locality pay area7 | Rest of U.S. | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
Rent areas: Ocala, FL MSA and York-Hanover, PA MSA. Metro areas: Ocala, FL and York-Hanover, PA.
What costs more or less
| Price level (U.S. = 100) | Ocala | York |
|---|---|---|
| Housing (rent) | 86.2 | 79.8 |
| Goods | 96.2 | 100.7 |
| Utilities | 87.1 | 107.0 |
| Other services | 98.9 | 97.7 |
| Overall | 95.2 | 96.0 |
Moving with the same $100,000 salary
Ocala, FL → York, PA
Roughly even
Buying power −0.8%; rent takes 17% of take-home; state tax +$3,070/yr.
66 Fair offer
York, PA → Ocala, FL
Roughly even
Buying power +0.8%; rent takes 18% of take-home; state tax −$3,070/yr.
71 Strong offer
On the GS pay scale?
Ocala, FL is in the Rest of U.S. pay area; York, PA is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Ocala, FL to York, PA at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | York, PA | Real change, Ocala → York |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $70,623 | +13.5% |
| GS-11 step 1 | $74,678 | $85,447 | +13.5% |
| GS-12 step 1 | $89,508 | $102,415 | +13.5% |
| GS-13 step 1 | $106,437 | $121,785 | +13.5% |
| GS-14 step 1 | $125,776 | $143,913 | +13.5% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | York, PA | York pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $79,730 | $79,094 (+37.5%) |
| Software Developers | $112,780 | $114,600 | $113,686 (+0.8%) |
| Accountants and Auditors | $74,370 | $75,160 | $74,560 (+0.3%) |
| Registered Nurses | $79,230 | $96,210 | $95,442 (+20.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.