City comparison
Ocala, FL vs Urban Honolulu, HI
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Urban Honolulu, HI are 16.5% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $116,500 in Urban Honolulu, HI to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,172 in Ocala, FL. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 18% in Ocala, FL.
- On $100,000, estimated state income tax is about $6,070 a year higher in Urban Honolulu, HI than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Ocala, FL to Urban Honolulu, HI ($106,437 → $111,119), while prices change by +16.5%. Net effect of the transfer: −10.4% in real buying power.
- Ocala, FL: price level 95.2 (cheaper)
- Urban Honolulu, HI: price level 111.0 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | Urban Honolulu, HI | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 111.0 |
| $100,000 is worth, in the other city2 | $116,514 in Urban Honolulu | $85,827 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $2,016/mo |
| Take-home on $100,00014,15,8 | $79,180 | $73,110 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $6,070 (HI) |
| Rent burden on $100,000 | 18% | 33% |
| Median pay, all jobs4 | $43,990 | $57,220 |
| Federal locality pay area7 | Rest of U.S. | State of Hawaii |
Rent areas: Ocala, FL MSA and Urban Honolulu, HI MSA. Metro areas: Ocala, FL and Urban Honolulu, HI.
What costs more or less
| Price level (U.S. = 100) | Ocala | Urban Honolulu |
|---|---|---|
| Housing (rent) | 86.2 | 135.5 |
| Goods | 96.2 | 111.6 |
| Utilities | 87.1 | 187.3 |
| Other services | 98.9 | 102.9 |
| Overall | 95.2 | 111.0 |
Moving with the same $100,000 salary
Ocala, FL → Urban Honolulu, HI
Same pay buys less
Buying power −14.2%; rent takes 33% of take-home; state tax +$6,070/yr.
25 Weak offer
Urban Honolulu, HI → Ocala, FL
Same pay goes further
Buying power +16.5%; rent takes 18% of take-home; state tax −$6,070/yr.
100 Strong offer
On the GS pay scale?
Ocala, FL is in the Rest of U.S. pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Ocala, FL to Urban Honolulu, HI at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | Urban Honolulu, HI | Real change, Ocala → Urban Honolulu |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $64,438 | −10.4% |
| GS-11 step 1 | $74,678 | $77,964 | −10.4% |
| GS-12 step 1 | $89,508 | $93,445 | −10.4% |
| GS-13 step 1 | $106,437 | $111,119 | −10.4% |
| GS-14 step 1 | $125,776 | $131,310 | −10.4% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | Urban Honolulu, HI | Urban Honolulu pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $73,080 | $62,722 (+9.0%) |
| Software Developers | $112,780 | $120,230 | $103,189 (−8.5%) |
| Accountants and Auditors | $74,370 | $74,990 | $64,361 (−13.5%) |
| Registered Nurses | $79,230 | $139,260 | $119,522 (+50.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.