City comparison
Ocala, FL vs Reno, NV
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Reno, NV are 6.1% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $106,100 in Reno, NV to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,489 a month in Reno, NV versus $1,172 in Ocala, FL. On $100,000, that's 23% of take-home pay in Reno, NV and 18% in Ocala, FL.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in NV.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.4% moving from Ocala, FL to Reno, NV ($106,437 → $106,855), while prices change by +6.1%. Net effect of the transfer: −5.4% in real buying power.
- Ocala, FL: price level 95.2 (cheaper)
- Reno, NV: price level 101.0 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ocala, FL | Reno, NV | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.2 | 101.0 |
| $100,000 is worth, in the other city2 | $106,069 in Reno | $94,278 in Ocala |
| Typical 1-bedroom rent3 | $1,172/mo | $1,489/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (NV) |
| Rent burden on $100,000 | 18% | 23% |
| Median pay, all jobs4 | $43,990 | $49,660 |
| Federal locality pay area7 | Rest of U.S. | Reno-Fernley, NV |
Rent areas: Ocala, FL MSA and Reno, NV HUD Metro FMR Area. Metro areas: Ocala, FL and Reno, NV.
What costs more or less
| Price level (U.S. = 100) | Ocala | Reno |
|---|---|---|
| Housing (rent) | 86.2 | 123.5 |
| Goods | 96.2 | 96.3 |
| Utilities | 87.1 | 89.3 |
| Other services | 98.9 | 98.7 |
| Overall | 95.2 | 101.0 |
Moving with the same $100,000 salary
Ocala, FL → Reno, NV
Same pay buys less
Buying power −5.7%; rent takes 23% of take-home; state tax +$0/yr.
51 Fair offer
Reno, NV → Ocala, FL
Same pay goes further
Buying power +6.1%; rent takes 18% of take-home; state tax +$0/yr.
88 Strong offer
On the GS pay scale?
Ocala, FL is in the Rest of U.S. pay area; Reno, NV is in Reno-Fernley, NV. The last column shows what a transfer from Ocala, FL to Reno, NV at the same grade and step does to real buying power.
| Grade5,2 | Ocala, FL | Reno, NV | Real change, Ocala → Reno |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,965 | −5.4% |
| GS-11 step 1 | $74,678 | $74,972 | −5.4% |
| GS-12 step 1 | $89,508 | $89,859 | −5.4% |
| GS-13 step 1 | $106,437 | $106,855 | −5.4% |
| GS-14 step 1 | $125,776 | $126,271 | −5.4% |
Pay for common jobs
| Median annual pay4 | Ocala, FL | Reno, NV | Reno pay in Ocala dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,540 | $62,430 | $58,858 (+2.3%) |
| Software Developers | $112,780 | $125,710 | $118,517 (+5.1%) |
| Accountants and Auditors | $74,370 | $82,370 | $77,657 (+4.4%) |
| Registered Nurses | $79,230 | $107,520 | $101,368 (+27.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.