City comparison

Nashville, TN vs Oklahoma City, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Nashville, TN are 6.6% higher than in Oklahoma City, OK. Someone earning $100,000 in Oklahoma City, OK would need about $106,600 in Nashville, TN to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,578 a month in Nashville, TN versus $1,017 in Oklahoma City, OK. On $100,000, that's 24% of take-home pay in Nashville, TN and 16% in Oklahoma City, OK.
  • On $100,000, estimated state income tax is about $3,955 a year higher in Oklahoma City, OK than in Nashville, TN.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Nashville, TN to Oklahoma City, OK changes real buying power by +6.6%, purely from prices.
NashvilleOklahoma City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Nashville, TN: price level 96.3 (cheaper)
  • Oklahoma City, OK: price level 90.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Nashville, TNOklahoma City, OK
Price level (U.S. = 100)296.390.4
$100,000 is worth, in the other city2$93,845 in Oklahoma City$106,559 in Nashville
Typical 1-bedroom rent3$1,578/mo$1,017/mo
Take-home on $100,00014,15,8$79,180$75,226
State income tax on $100,000 (estimate)8$0 (TN)$3,955 (OK)
Rent burden on $100,00024%16%
Median pay, all jobs4$50,390$47,230
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area and Oklahoma City, OK HUD Metro FMR Area. Metro areas: Nashville-Davidson--Murfreesboro--Franklin, TN and Oklahoma City, OK.

What costs more or less

Nashville, TNOklahoma City, OK
Price level (U.S. = 100)NashvilleOklahoma City
Housing (rent)104.673.9
Goods96.293.8
Utilities72.074.1
Other services95.195.5
Overall96.390.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Nashville, TN → Oklahoma City, OK

Same pay goes further

Buying power +6.6%; rent takes 16% of take-home; state tax +$3,955/yr.

89 Strong offer

Oklahoma City, OK → Nashville, TN

Same pay buys less

Buying power −6.2%; rent takes 24% of take-home; state tax −$3,955/yr.

50 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Nashville, TN to Oklahoma City, OK at the same grade and step does to real buying power.

Grade5,2Nashville, TNOklahoma City, OKReal change, Nashville → Oklahoma City
GS-9 step 1$61,722$61,722+6.6%
GS-11 step 1$74,678$74,678+6.6%
GS-12 step 1$89,508$89,508+6.6%
GS-13 step 1$106,437$106,437+6.6%
GS-14 step 1$125,776$125,776+6.6%

Pay for common jobs

Median annual pay4Nashville, TNOklahoma City, OKOklahoma City pay in Nashville dollars
Elementary School Teachers, Except Special Education$61,460$48,780$51,980 (−15.4%)
Software Developers$126,610$122,390$130,418 (+3.0%)
Accountants and Auditors$78,080$77,280$82,349 (+5.5%)
Registered Nurses$84,040$82,920$88,359 (+5.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.