City comparison

Naples, FL vs Riverside, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Riverside, CA are 3.1% higher than in Naples, FL. Someone earning $100,000 in Naples, FL would need about $103,100 in Riverside, CA to live the same way.
  • Typical 1-bedroom rents are close: $1,797 a month in Naples, FL and $1,777 in Riverside, CA.
  • On $100,000, estimated state income tax is about $5,070 a year higher in Riverside, CA than in Naples, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Naples, FL to Riverside, CA ($106,437 → $124,085), while prices change by +3.1%. Net effect of the transfer: +13.0% in real buying power.
NaplesRiverside
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Naples, FL: price level 103.2 (pricier)
  • Riverside, CA: price level 106.4 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Naples, FLRiverside, CA
Price level (U.S. = 100)2103.2106.4
$100,000 is worth, in the other city2$103,141 in Riverside$96,954 in Naples
Typical 1-bedroom rent3$1,797/mo$1,777/mo
Take-home on $100,00014,15,8$79,180$74,110
State income tax on $100,000 (estimate)8$0 (FL)$5,070 (CA)
Rent burden on $100,00027%29%
Median pay, all jobs4$47,800$48,400
Federal locality pay area7Rest of U.S.Los Angeles-Long Beach, CA

Rent areas: Naples-Marco Island, FL MSA and Riverside-San Bernardino-Ontario, CA MSA. Metro areas: Naples-Marco Island, FL and Riverside-San Bernardino-Ontario, CA.

What costs more or less

Naples, FLRiverside, CA
Price level (U.S. = 100)NaplesRiverside
Housing (rent)129.4129.3
Goods96.2101.4
Utilities87.8148.6
Other services98.9101.3
Overall103.2106.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Naples, FL → Riverside, CA

Same pay buys less

Buying power −3.0%; rent takes 29% of take-home; state tax +$5,070/yr.

54 Fair offer

Riverside, CA → Naples, FL

Same pay goes further

Buying power +3.1%; rent takes 27% of take-home; state tax −$5,070/yr.

75 Strong offer

On the GS pay scale?

Naples, FL is in the Rest of U.S. pay area; Riverside, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Naples, FL to Riverside, CA at the same grade and step does to real buying power.

Grade5,2Naples, FLRiverside, CAReal change, Naples → Riverside
GS-9 step 1$61,722$71,957+13.0%
GS-11 step 1$74,678$87,061+13.0%
GS-12 step 1$89,508$104,349+13.0%
GS-13 step 1$106,437$124,085+13.0%
GS-14 step 1$125,776$146,632+13.0%

Pay for common jobs

Median annual pay4Naples, FLRiverside, CARiverside pay in Naples dollars
Elementary School Teachers, Except Special Education$60,470$98,520$95,519 (+58.0%)
Software Developers$130,730$133,270$129,211 (−1.2%)
Accountants and Auditors$84,570$83,920$81,364 (−3.8%)
Registered Nurses$93,330$133,940$129,860 (+39.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.