City comparison
Naples, FL vs Provo, UT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 5.1% higher than in Provo, UT. Someone earning $100,000 in Provo, UT would need about $105,100 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,265 in Provo, UT. On $100,000, that's 27% of take-home pay in Naples, FL and 20% in Provo, UT.
- On $100,000, estimated state income tax is about $3,534 a year higher in Provo, UT than in Naples, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Naples, FL to Provo, UT changes real buying power by +5.1%, purely from prices.
- Naples, FL: price level 103.2 (pricier)
- Provo, UT: price level 98.2 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Provo, UT | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 98.2 |
| $100,000 is worth, in the other city2 | $95,186 in Provo | $105,057 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,265/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,646 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,534 (UT) |
| Rent burden on $100,000 | 27% | 20% |
| Median pay, all jobs4 | $47,800 | $48,010 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Naples-Marco Island, FL MSA and Provo-Orem-Lehi, UT MSA. Metro areas: Naples-Marco Island, FL and Provo-Orem-Lehi, UT.
What costs more or less
| Price level (U.S. = 100) | Naples | Provo |
|---|---|---|
| Housing (rent) | 129.4 | 104.1 |
| Goods | 96.2 | 96.4 |
| Utilities | 87.8 | 78.6 |
| Other services | 98.9 | 99.0 |
| Overall | 103.2 | 98.2 |
Moving with the same $100,000 salary
Naples, FL → Provo, UT
Same pay goes further
Buying power +5.1%; rent takes 20% of take-home; state tax +$3,534/yr.
85 Strong offer
Provo, UT → Naples, FL
Same pay buys less
Buying power −4.8%; rent takes 27% of take-home; state tax −$3,534/yr.
50 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Naples, FL to Provo, UT at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Provo, UT | Real change, Naples → Provo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +5.1% |
| GS-11 step 1 | $74,678 | $74,678 | +5.1% |
| GS-12 step 1 | $89,508 | $89,508 | +5.1% |
| GS-13 step 1 | $106,437 | $106,437 | +5.1% |
| GS-14 step 1 | $125,776 | $125,776 | +5.1% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Provo, UT | Provo pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $62,930 | $66,113 (+9.3%) |
| Software Developers | $130,730 | $131,210 | $137,846 (+5.4%) |
| Accountants and Auditors | $84,570 | $75,700 | $79,528 (−6.0%) |
| Registered Nurses | $93,330 | $81,780 | $85,916 (−7.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.