City comparison

Naples, FL vs Orlando, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Naples, FL are 1.8% higher than in Orlando, FL. Someone earning $100,000 in Orlando, FL would need about $101,800 in Naples, FL to live the same way.
  • Typical 1-bedroom rents are close: $1,797 a month in Naples, FL and $1,731 in Orlando, FL.
  • Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Naples, FL to Orlando, FL changes real buying power by +1.8%, purely from prices.
NaplesOrlando
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Naples, FL: price level 103.2 (pricier)
  • Orlando, FL: price level 101.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Naples, FLOrlando, FL
Price level (U.S. = 100)2103.2101.4
$100,000 is worth, in the other city2$98,273 in Orlando$101,757 in Naples
Typical 1-bedroom rent3$1,797/mo$1,731/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (FL)$0 (FL)
Rent burden on $100,00027%26%
Median pay, all jobs4$47,800$46,630
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Naples-Marco Island, FL MSA and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: Naples-Marco Island, FL and Orlando-Kissimmee-Sanford, FL.

What costs more or less

Naples, FLOrlando, FL
Price level (U.S. = 100)NaplesOrlando
Housing (rent)129.4123.4
Goods96.296.2
Utilities87.887.2
Other services98.998.9
Overall103.2101.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Naples, FL → Orlando, FL

Roughly even

Buying power +1.8%; rent takes 26% of take-home; state tax +$0/yr.

72 Strong offer

Orlando, FL → Naples, FL

Roughly even

Buying power −1.7%; rent takes 27% of take-home; state tax +$0/yr.

60 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Naples, FL to Orlando, FL at the same grade and step does to real buying power.

Grade5,2Naples, FLOrlando, FLReal change, Naples → Orlando
GS-9 step 1$61,722$61,722+1.8%
GS-11 step 1$74,678$74,678+1.8%
GS-12 step 1$89,508$89,508+1.8%
GS-13 step 1$106,437$106,437+1.8%
GS-14 step 1$125,776$125,776+1.8%

Pay for common jobs

Median annual pay4Naples, FLOrlando, FLOrlando pay in Naples dollars
Elementary School Teachers, Except Special Education$60,470$60,190$61,248 (+1.3%)
Software Developers$130,730$129,620$131,898 (+0.9%)
Accountants and Auditors$84,570$78,630$80,012 (−5.4%)
Registered Nurses$93,330$83,550$85,018 (−8.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.