City comparison
Naples, FL vs Olympia, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Naples, FL (103.2) and Olympia, WA (103.7, U.S. average = 100) are within 1% of each other, so $100,000 in Naples, FL goes as far as $100,500 in Olympia, WA.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,682 in Olympia, WA. On $100,000, that's 27% of take-home pay in Naples, FL and 25% in Olympia, WA.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Naples, FL to Olympia, WA ($106,437 → $119,630), while prices change by +0.5%. Net effect of the transfer: +11.9% in real buying power.
- Naples, FL: price level 103.2 (pricier)
- Olympia, WA: price level 103.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Naples, FL | Olympia, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.2 | 103.7 |
| $100,000 is worth, in the other city2 | $100,455 in Olympia | $99,547 in Naples |
| Typical 1-bedroom rent3 | $1,797/mo | $1,682/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (WA) |
| Rent burden on $100,000 | 27% | 25% |
| Median pay, all jobs4 | $47,800 | $61,960 |
| Federal locality pay area7 | Rest of U.S. | Seattle-Tacoma, WA |
Rent areas: Naples-Marco Island, FL MSA and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Naples-Marco Island, FL and Olympia-Lacey-Tumwater, WA.
What costs more or less
| Price level (U.S. = 100) | Naples | Olympia |
|---|---|---|
| Housing (rent) | 129.4 | 116.7 |
| Goods | 96.2 | 105.0 |
| Utilities | 87.8 | 91.7 |
| Other services | 98.9 | 99.5 |
| Overall | 103.2 | 103.7 |
Moving with the same $100,000 salary
Naples, FL → Olympia, WA
Roughly even
Buying power −0.5%; rent takes 25% of take-home; state tax +$0/yr.
67 Fair offer
Olympia, WA → Naples, FL
Roughly even
Buying power +0.5%; rent takes 27% of take-home; state tax +$0/yr.
67 Fair offer
On the GS pay scale?
Naples, FL is in the Rest of U.S. pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Naples, FL to Olympia, WA at the same grade and step does to real buying power.
| Grade5,2 | Naples, FL | Olympia, WA | Real change, Naples → Olympia |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,373 | +11.9% |
| GS-11 step 1 | $74,678 | $83,935 | +11.9% |
| GS-12 step 1 | $89,508 | $100,602 | +11.9% |
| GS-13 step 1 | $106,437 | $119,630 | +11.9% |
| GS-14 step 1 | $125,776 | $141,367 | +11.9% |
Pay for common jobs
| Median annual pay4 | Naples, FL | Olympia, WA | Olympia pay in Naples dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $104,650 | $104,176 (+72.3%) |
| Software Developers | $130,730 | $124,060 | $123,498 (−5.5%) |
| Accountants and Auditors | $84,570 | $94,470 | $94,042 (+11.2%) |
| Registered Nurses | $93,330 | $125,020 | $124,453 (+33.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.