City comparison

Montgomery, AL vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tucson, AZ are 8.0% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $108,000 in Tucson, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,081 a month in Tucson, AZ versus $870 in Montgomery, AL. On $100,000, that's 17% of take-home pay in Tucson, AZ and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $2,444 a year higher in Montgomery, AL than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.9% moving from Montgomery, AL to Tucson, AZ ($106,437 → $108,455), while prices change by +8.0%. Net effect of the transfer: −5.7% in real buying power.
MontgomeryTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Montgomery, AL: price level 89.7 (much cheaper)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Montgomery, ALTucson, AZ
Price level (U.S. = 100)289.796.9
$100,000 is worth, in the other city2$108,044 in Tucson$92,555 in Montgomery
Typical 1-bedroom rent3$870/mo$1,081/mo
Take-home on $100,00014,15,8$74,445$76,889
State income tax on $100,000 (estimate)8$4,735 (AL)$2,291 (AZ)
Rent burden on $100,00014%17%
Median pay, all jobs4$44,950$47,760
Federal locality pay area7Rest of U.S.Tucson-Nogales, AZ

Rent areas: Montgomery, AL MSA and Tucson, AZ MSA. Metro areas: Montgomery, AL and Tucson, AZ.

What costs more or less

Montgomery, ALTucson, AZ
Price level (U.S. = 100)MontgomeryTucson
Housing (rent)64.391.8
Goods96.496.2
Utilities84.989.5
Other services96.799.8
Overall89.796.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Montgomery, AL → Tucson, AZ

Same pay buys less

Buying power −7.4%; rent takes 17% of take-home; state tax −$2,444/yr.

45 Fair offer

Tucson, AZ → Montgomery, AL

Same pay goes further

Buying power +8.0%; rent takes 14% of take-home; state tax +$2,444/yr.

94 Strong offer

On the GS pay scale?

Montgomery, AL is in the Rest of U.S. pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Montgomery, AL to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Montgomery, ALTucson, AZReal change, Montgomery → Tucson
GS-9 step 1$61,722$62,893−5.7%
GS-11 step 1$74,678$76,095−5.7%
GS-12 step 1$89,508$91,205−5.7%
GS-13 step 1$106,437$108,455−5.7%
GS-14 step 1$125,776$128,162−5.7%

Pay for common jobs

Median annual pay4Montgomery, ALTucson, AZTucson pay in Montgomery dollars
Elementary School Teachers, Except Special Education$59,610$47,220$43,704 (−26.7%)
Software Developers$110,620$123,710$114,500 (+3.5%)
Accountants and Auditors$75,040$76,320$70,638 (−5.9%)
Registered Nurses$79,570$94,110$87,103 (+9.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.