City comparison
Montgomery, AL vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Toledo, OH are 2.0% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $102,000 in Toledo, OH to live the same way.
- Rent differs too: a typical 1-bedroom costs $870 a month in Montgomery, AL versus $820 in Toledo, OH. On $100,000, that's 14% of take-home pay in Montgomery, AL and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $2,767 a year higher in Montgomery, AL than in Toledo, OH.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Montgomery, AL to Toledo, OH changes real buying power by −1.9%, purely from prices.
- Montgomery, AL: price level 89.7 (much cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Montgomery, AL | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.7 | 91.5 |
| $100,000 is worth, in the other city2 | $101,977 in Toledo | $98,061 in Montgomery |
| Typical 1-bedroom rent3 | $870/mo | $820/mo |
| Take-home on $100,00014,15,8 | $74,445 | $77,212 |
| State income tax on $100,000 (estimate)8 | $4,735 (AL) | $1,968 (OH) |
| Rent burden on $100,000 | 14% | 13% |
| Median pay, all jobs4 | $44,950 | $48,220 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Montgomery, AL MSA and Toledo, OH MSA. Metro areas: Montgomery, AL and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Montgomery | Toledo |
|---|---|---|
| Housing (rent) | 64.3 | 67.3 |
| Goods | 96.4 | 93.6 |
| Utilities | 84.9 | 96.3 |
| Other services | 96.7 | 98.9 |
| Overall | 89.7 | 91.5 |
Moving with the same $100,000 salary
Montgomery, AL → Toledo, OH
Roughly even
Buying power −1.9%; rent takes 13% of take-home; state tax −$2,767/yr.
63 Fair offer
Toledo, OH → Montgomery, AL
Roughly even
Buying power +2.0%; rent takes 14% of take-home; state tax +$2,767/yr.
75 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Montgomery, AL to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Montgomery, AL | Toledo, OH | Real change, Montgomery → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −1.9% |
| GS-11 step 1 | $74,678 | $74,678 | −1.9% |
| GS-12 step 1 | $89,508 | $89,508 | −1.9% |
| GS-13 step 1 | $106,437 | $106,437 | −1.9% |
| GS-14 step 1 | $125,776 | $125,776 | −1.9% |
Pay for common jobs
| Median annual pay4 | Montgomery, AL | Toledo, OH | Toledo pay in Montgomery dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,610 | $63,250 | $62,024 (+4.0%) |
| Software Developers | $110,620 | $104,360 | $102,337 (−7.5%) |
| Accountants and Auditors | $75,040 | $77,400 | $75,899 (+1.1%) |
| Registered Nurses | $79,570 | $81,050 | $79,479 (−0.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.