City comparison
Montgomery, AL vs Santa Rosa, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Santa Rosa, CA are 20.2% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $120,200 in Santa Rosa, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,155 a month in Santa Rosa, CA versus $870 in Montgomery, AL. On $100,000, that's 35% of take-home pay in Santa Rosa, CA and 14% in Montgomery, AL.
- On $100,000, estimated state income tax is about $335 a year higher in Santa Rosa, CA than in Montgomery, AL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Montgomery, AL to Santa Rosa, CA ($106,437 → $133,060), while prices change by +20.2%. Net effect of the transfer: +4.0% in real buying power.
- Montgomery, AL: price level 89.7 (much cheaper)
- Santa Rosa, CA: price level 107.8 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Montgomery, AL | Santa Rosa, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.7 | 107.8 |
| $100,000 is worth, in the other city2 | $120,185 in Santa Rosa | $83,205 in Montgomery |
| Typical 1-bedroom rent3 | $870/mo | $2,155/mo |
| Take-home on $100,00014,15,8 | $74,445 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,735 (AL) | $5,070 (CA) |
| Rent burden on $100,000 | 14% | 35% |
| Median pay, all jobs4 | $44,950 | $56,850 |
| Federal locality pay area7 | Rest of U.S. | San Jose-San Francisco-Oakland, CA |
Rent areas: Montgomery, AL MSA and Santa Rosa-Petaluma, CA MSA. Metro areas: Montgomery, AL and Santa Rosa-Petaluma, CA.
What costs more or less
| Price level (U.S. = 100) | Montgomery | Santa Rosa |
|---|---|---|
| Housing (rent) | 64.3 | 139.6 |
| Goods | 96.4 | 105.2 |
| Utilities | 84.9 | 154.8 |
| Other services | 96.7 | 100.3 |
| Overall | 89.7 | 107.8 |
Moving with the same $100,000 salary
Montgomery, AL → Santa Rosa, CA
Same pay buys less
Buying power −16.8%; rent takes 35% of take-home; state tax +$335/yr.
23 Weak offer
Santa Rosa, CA → Montgomery, AL
Same pay goes further
Buying power +20.2%; rent takes 14% of take-home; state tax −$335/yr.
100 Strong offer
On the GS pay scale?
Montgomery, AL is in the Rest of U.S. pay area; Santa Rosa, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Montgomery, AL to Santa Rosa, CA at the same grade and step does to real buying power.
| Grade5,2 | Montgomery, AL | Santa Rosa, CA | Real change, Montgomery → Santa Rosa |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $77,161 | +4.0% |
| GS-11 step 1 | $74,678 | $93,358 | +4.0% |
| GS-12 step 1 | $89,508 | $111,896 | +4.0% |
| GS-13 step 1 | $106,437 | $133,060 | +4.0% |
| GS-14 step 1 | $125,776 | $157,236 | +4.0% |
Pay for common jobs
| Median annual pay4 | Montgomery, AL | Santa Rosa, CA | Santa Rosa pay in Montgomery dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,610 | $99,060 | $82,423 (+38.3%) |
| Software Developers | $110,620 | $148,630 | $123,668 (+11.8%) |
| Accountants and Auditors | $75,040 | $94,690 | $78,787 (+5.0%) |
| Registered Nurses | $79,570 | $174,550 | $145,235 (+82.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.