City comparison

Montgomery, AL vs Ogden, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ogden, UT are 11.9% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $111,900 in Ogden, UT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,281 a month in Ogden, UT versus $870 in Montgomery, AL. On $100,000, that's 20% of take-home pay in Ogden, UT and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $1,201 a year higher in Montgomery, AL than in Ogden, UT.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Montgomery, AL to Ogden, UT changes real buying power by −10.6%, purely from prices.
MontgomeryOgden
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Montgomery, AL: price level 89.7 (much cheaper)
  • Ogden, UT: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Montgomery, ALOgden, UT
Price level (U.S. = 100)289.7100.3
$100,000 is worth, in the other city2$111,894 in Ogden$89,370 in Montgomery
Typical 1-bedroom rent3$870/mo$1,281/mo
Take-home on $100,00014,15,8$74,445$75,646
State income tax on $100,000 (estimate)8$4,735 (AL)$3,534 (UT)
Rent burden on $100,00014%20%
Median pay, all jobs4$44,950$48,900
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Montgomery, AL MSA and Ogden, UT MSA. Metro areas: Montgomery, AL and Ogden, UT.

What costs more or less

Montgomery, ALOgden, UT
Price level (U.S. = 100)MontgomeryOgden
Housing (rent)64.3117.9
Goods96.496.4
Utilities84.978.8
Other services96.799.0
Overall89.7100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Montgomery, AL → Ogden, UT

Same pay buys less

Buying power −10.6%; rent takes 20% of take-home; state tax −$1,201/yr.

38 Weak offer

Ogden, UT → Montgomery, AL

Same pay goes further

Buying power +11.9%; rent takes 14% of take-home; state tax +$1,201/yr.

100 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Montgomery, AL to Ogden, UT at the same grade and step does to real buying power.

Grade5,2Montgomery, ALOgden, UTReal change, Montgomery → Ogden
GS-9 step 1$61,722$61,722−10.6%
GS-11 step 1$74,678$74,678−10.6%
GS-12 step 1$89,508$89,508−10.6%
GS-13 step 1$106,437$106,437−10.6%
GS-14 step 1$125,776$125,776−10.6%

Pay for common jobs

Median annual pay4Montgomery, ALOgden, UTOgden pay in Montgomery dollars
Elementary School Teachers, Except Special Education$59,610$63,910$57,116 (−4.2%)
Software Developers$110,620$109,880$98,200 (−11.2%)
Accountants and Auditors$75,040$82,010$73,292 (−2.3%)
Registered Nurses$79,570$81,840$73,140 (−8.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.