City comparison

Mobile, AL vs Sioux Falls, SD

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Sioux Falls, SD are 2.9% higher than in Mobile, AL. Someone earning $100,000 in Mobile, AL would need about $102,900 in Sioux Falls, SD to live the same way.
  • Rent differs too: a typical 1-bedroom costs $986 a month in Sioux Falls, SD versus $919 in Mobile, AL. On $100,000, that's 15% of take-home pay in Sioux Falls, SD and 15% in Mobile, AL.
  • On $100,000, estimated state income tax is about $4,735 a year higher in Mobile, AL than in Sioux Falls, SD.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Mobile, AL to Sioux Falls, SD changes real buying power by −2.8%, purely from prices.
MobileSioux Falls
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Mobile, AL: price level 88.1 (much cheaper)
  • Sioux Falls, SD: price level 90.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Mobile, ALSioux Falls, SD
Price level (U.S. = 100)288.190.6
$100,000 is worth, in the other city2$102,875 in Sioux Falls$97,205 in Mobile
Typical 1-bedroom rent3$919/mo$986/mo
Take-home on $100,00014,15,8$74,445$79,180
State income tax on $100,000 (estimate)8$4,735 (AL)$0 (SD)
Rent burden on $100,00015%15%
Median pay, all jobs4$47,000$47,970
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Mobile, AL MSA and Sioux Falls, SD HUD Metro FMR Area. Metro areas: Mobile, AL and Sioux Falls, SD-MN.

What costs more or less

Mobile, ALSioux Falls, SD
Price level (U.S. = 100)MobileSioux Falls
Housing (rent)60.177.6
Goods96.495.5
Utilities84.280.7
Other services96.791.9
Overall88.190.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Mobile, AL → Sioux Falls, SD

Same pay buys less

Buying power −2.8%; rent takes 15% of take-home; state tax −$4,735/yr.

60 Fair offer

Sioux Falls, SD → Mobile, AL

Same pay goes further

Buying power +2.9%; rent takes 15% of take-home; state tax +$4,735/yr.

78 Strong offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Mobile, AL to Sioux Falls, SD at the same grade and step does to real buying power.

Grade5,2Mobile, ALSioux Falls, SDReal change, Mobile → Sioux Falls
GS-9 step 1$61,722$61,722−2.8%
GS-11 step 1$74,678$74,678−2.8%
GS-12 step 1$89,508$89,508−2.8%
GS-13 step 1$106,437$106,437−2.8%
GS-14 step 1$125,776$125,776−2.8%

Pay for common jobs

Median annual pay4Mobile, ALSioux Falls, SDSioux Falls pay in Mobile dollars
Information Security Analysts$121,810not published—
Software Developers$122,540$101,040$98,216 (−19.8%)
Accountants and Auditors$72,130$80,920$78,658 (+9.1%)
Registered Nurses$79,490$75,350$73,244 (−7.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.