City comparison

Minneapolis, MN vs Montgomery, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Minneapolis, MN are 16.9% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $116,900 in Minneapolis, MN to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,405 a month in Minneapolis, MN versus $870 in Montgomery, AL. On $100,000, that's 23% of take-home pay in Minneapolis, MN and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $542 a year higher in Minneapolis, MN than in Montgomery, AL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.3% moving from Minneapolis, MN to Montgomery, AL ($116,038 → $106,437), while prices change by −14.4%. Net effect of the transfer: +7.2% in real buying power.
MinneapolisMontgomery
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Minneapolis, MN: price level 104.8 (pricier)
  • Montgomery, AL: price level 89.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Minneapolis, MNMontgomery, AL
Price level (U.S. = 100)2104.889.7
$100,000 is worth, in the other city2$85,556 in Montgomery$116,882 in Minneapolis
Typical 1-bedroom rent3$1,405/mo$870/mo
Take-home on $100,00014,15,8$73,903$74,445
State income tax on $100,000 (estimate)8$5,277 (MN)$4,735 (AL)
Rent burden on $100,00023%14%
Median pay, all jobs4$59,320$44,950
Federal locality pay area7Minneapolis-St. Paul, MN-WIRest of U.S.

Rent areas: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area and Montgomery, AL MSA. Metro areas: Minneapolis-St. Paul-Bloomington, MN-WI and Montgomery, AL.

What costs more or less

Minneapolis, MNMontgomery, AL
Price level (U.S. = 100)MinneapolisMontgomery
Housing (rent)111.864.3
Goods103.196.4
Utilities93.584.9
Other services104.496.7
Overall104.889.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Minneapolis, MN → Montgomery, AL

Same pay goes further

Buying power +16.9%; rent takes 14% of take-home; state tax −$542/yr.

100 Strong offer

Montgomery, AL → Minneapolis, MN

Same pay buys less

Buying power −14.4%; rent takes 23% of take-home; state tax +$542/yr.

38 Weak offer

On the GS pay scale?

Minneapolis, MN is in the Minneapolis-St. Paul, MN-WI pay area; Montgomery, AL is in Rest of U.S.. The last column shows what a transfer from Minneapolis, MN to Montgomery, AL at the same grade and step does to real buying power.

Grade5,2Minneapolis, MNMontgomery, ALReal change, Minneapolis → Montgomery
GS-9 step 1$67,290$61,722+7.2%
GS-11 step 1$81,415$74,678+7.2%
GS-12 step 1$97,582$89,508+7.2%
GS-13 step 1$116,038$106,437+7.2%
GS-14 step 1$137,123$125,776+7.2%

Pay for common jobs

Median annual pay4Minneapolis, MNMontgomery, ALMontgomery pay in Minneapolis dollars
Elementary School Teachers, Except Special Education$79,730$59,610$69,673 (−12.6%)
Software Developers$130,920$110,620$129,295 (−1.2%)
Accountants and Auditors$86,500$75,040$87,708 (+1.4%)
Registered Nurses$103,040$79,570$93,003 (−9.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.