City comparison

Milwaukee, WI vs Springfield, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Milwaukee, WI are 9.4% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $109,400 in Milwaukee, WI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,119 a month in Milwaukee, WI versus $883 in Springfield, MO. On $100,000, that's 18% of take-home pay in Milwaukee, WI and 14% in Springfield, MO.
  • Estimated state income tax on $100,000 is close: $3,919 a year in WI and $3,763 in MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.4% moving from Milwaukee, WI to Springfield, MO ($111,310 → $106,437), while prices change by −8.6%. Net effect of the transfer: +4.6% in real buying power.
MilwaukeeSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Milwaukee, WI: price level 96.9 (cheaper)
  • Springfield, MO: price level 88.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Milwaukee, WISpringfield, MO
Price level (U.S. = 100)296.988.6
$100,000 is worth, in the other city2$91,384 in Springfield$109,428 in Milwaukee
Typical 1-bedroom rent3$1,119/mo$883/mo
Take-home on $100,00014,15,8$75,261$75,417
State income tax on $100,000 (estimate)8$3,919 (WI)$3,763 (MO)
Rent burden on $100,00018%14%
Median pay, all jobs4$51,160$45,780
Federal locality pay area7Milwaukee-Racine-Waukesha, WIRest of U.S.

Rent areas: Milwaukee-Waukesha, WI MSA and Springfield, MO HUD Metro FMR Area. Metro areas: Milwaukee-Waukesha, WI and Springfield, MO.

What costs more or less

Milwaukee, WISpringfield, MO
Price level (U.S. = 100)MilwaukeeSpringfield
Housing (rent)97.165.6
Goods93.894.2
Utilities91.685.8
Other services99.493.0
Overall96.988.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Milwaukee, WI → Springfield, MO

Same pay goes further

Buying power +9.4%; rent takes 14% of take-home; state tax −$157/yr.

98 Strong offer

Springfield, MO → Milwaukee, WI

Same pay buys less

Buying power −8.6%; rent takes 18% of take-home; state tax +$157/yr.

42 Weak offer

On the GS pay scale?

Milwaukee, WI is in the Milwaukee-Racine-Waukesha, WI pay area; Springfield, MO is in Rest of U.S.. The last column shows what a transfer from Milwaukee, WI to Springfield, MO at the same grade and step does to real buying power.

Grade5,2Milwaukee, WISpringfield, MOReal change, Milwaukee → Springfield
GS-9 step 1$64,548$61,722+4.6%
GS-11 step 1$78,098$74,678+4.6%
GS-12 step 1$93,606$89,508+4.6%
GS-13 step 1$111,310$106,437+4.6%
GS-14 step 1$131,535$125,776+4.6%

Pay for common jobs

Median annual pay4Milwaukee, WISpringfield, MOSpringfield pay in Milwaukee dollars
Elementary School Teachers, Except Special Education$61,480$49,380$54,036 (−12.1%)
Software Developers$123,730$102,350$112,000 (−9.5%)
Accountants and Auditors$80,290$73,020$79,904 (−0.5%)
Registered Nurses$97,360$79,370$86,853 (−10.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.