City comparison

Milwaukee, WI vs Sacramento, CA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Sacramento, CA are 10.0% higher than in Milwaukee, WI. Someone earning $100,000 in Milwaukee, WI would need about $110,000 in Sacramento, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $1,119 in Milwaukee, WI. On $100,000, that's 30% of take-home pay in Sacramento, CA and 18% in Milwaukee, WI.
  • On $100,000, estimated state income tax is about $1,151 a year higher in Sacramento, CA than in Milwaukee, WI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +6.0% moving from Milwaukee, WI to Sacramento, CA ($111,310 → $117,984), while prices change by +10.0%. Net effect of the transfer: −3.7% in real buying power.
MilwaukeeSacramento
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Milwaukee, WI: price level 96.9 (cheaper)
  • Sacramento, CA: price level 106.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Milwaukee, WISacramento, CA
Price level (U.S. = 100)296.9106.7
$100,000 is worth, in the other city2$110,041 in Sacramento$90,876 in Milwaukee
Typical 1-bedroom rent3$1,119/mo$1,832/mo
Take-home on $100,00014,15,8$75,261$74,110
State income tax on $100,000 (estimate)8$3,919 (WI)$5,070 (CA)
Rent burden on $100,00018%30%
Median pay, all jobs4$51,160$59,750
Federal locality pay area7Milwaukee-Racine-Waukesha, WISacramento-Roseville, CA-NV

Rent areas: Milwaukee-Waukesha, WI MSA and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Milwaukee-Waukesha, WI and Sacramento-Roseville-Folsom, CA.

What costs more or less

Milwaukee, WISacramento, CA
Price level (U.S. = 100)MilwaukeeSacramento
Housing (rent)97.1130.2
Goods93.8105.2
Utilities91.6151.3
Other services99.4100.3
Overall96.9106.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Milwaukee, WI → Sacramento, CA

Same pay buys less

Buying power −9.1%; rent takes 30% of take-home; state tax +$1,151/yr.

33 Weak offer

Sacramento, CA → Milwaukee, WI

Same pay goes further

Buying power +10.0%; rent takes 18% of take-home; state tax −$1,151/yr.

100 Strong offer

Federal employees: GS pay

Milwaukee, WI is in the Milwaukee-Racine-Waukesha, WI pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Milwaukee, WI to Sacramento, CA at the same grade and step does to real buying power.

Grade5,2Milwaukee, WISacramento, CAReal change, Milwaukee → Sacramento
GS-9 step 1$64,548$68,419−3.7%
GS-11 step 1$78,098$82,780−3.7%
GS-12 step 1$93,606$99,218−3.7%
GS-13 step 1$111,310$117,984−3.7%
GS-14 step 1$131,535$139,422−3.7%

Pay for common jobs

Median annual pay4Milwaukee, WISacramento, CASacramento pay in Milwaukee dollars
Information Security Analysts$101,550$133,570$121,383 (+19.5%)
Software Developers$123,730$139,640$126,899 (+2.6%)
Accountants and Auditors$80,290$92,110$83,706 (+4.3%)
Registered Nurses$97,360$171,460$155,815 (+60.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.