City comparison

Milwaukee, WI vs Phoenix, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Phoenix, AZ are 6.6% higher than in Milwaukee, WI. Someone earning $100,000 in Milwaukee, WI would need about $106,600 in Phoenix, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,583 a month in Phoenix, AZ versus $1,119 in Milwaukee, WI. On $100,000, that's 25% of take-home pay in Phoenix, AZ and 18% in Milwaukee, WI.
  • On $100,000, estimated state income tax is about $1,628 a year higher in Milwaukee, WI than in Phoenix, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.0% moving from Milwaukee, WI to Phoenix, AZ ($111,310 → $111,338), while prices change by +6.6%. Net effect of the transfer: −6.2% in real buying power.
MilwaukeePhoenix
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Milwaukee, WI: price level 96.9 (cheaper)
  • Phoenix, AZ: price level 103.3 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Milwaukee, WIPhoenix, AZ
Price level (U.S. = 100)296.9103.3
$100,000 is worth, in the other city2$106,581 in Phoenix$93,826 in Milwaukee
Typical 1-bedroom rent3$1,119/mo$1,583/mo
Take-home on $100,00014,15,8$75,261$76,889
State income tax on $100,000 (estimate)8$3,919 (WI)$2,291 (AZ)
Rent burden on $100,00018%25%
Median pay, all jobs4$51,160$51,380
Federal locality pay area7Milwaukee-Racine-Waukesha, WIPhoenix-Mesa, AZ

Rent areas: Milwaukee-Waukesha, WI MSA and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: Milwaukee-Waukesha, WI and Phoenix-Mesa-Chandler, AZ.

What costs more or less

Milwaukee, WIPhoenix, AZ
Price level (U.S. = 100)MilwaukeePhoenix
Housing (rent)97.1121.2
Goods93.895.0
Utilities91.693.3
Other services99.4104.0
Overall96.9103.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Milwaukee, WI → Phoenix, AZ

Same pay buys less

Buying power −6.2%; rent takes 25% of take-home; state tax −$1,628/yr.

49 Fair offer

Phoenix, AZ → Milwaukee, WI

Same pay goes further

Buying power +6.6%; rent takes 18% of take-home; state tax +$1,628/yr.

89 Strong offer

On the GS pay scale?

Milwaukee, WI is in the Milwaukee-Racine-Waukesha, WI pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from Milwaukee, WI to Phoenix, AZ at the same grade and step does to real buying power.

Grade5,2Milwaukee, WIPhoenix, AZReal change, Milwaukee → Phoenix
GS-9 step 1$64,548$64,564−6.2%
GS-11 step 1$78,098$78,117−6.2%
GS-12 step 1$93,606$93,629−6.2%
GS-13 step 1$111,310$111,338−6.2%
GS-14 step 1$131,535$131,568−6.2%

Pay for common jobs

Median annual pay4Milwaukee, WIPhoenix, AZPhoenix pay in Milwaukee dollars
Elementary School Teachers, Except Special Education$61,480$59,180$55,526 (−9.7%)
Software Developers$123,730$131,750$123,615 (−0.1%)
Accountants and Auditors$80,290$80,820$75,830 (−5.6%)
Registered Nurses$97,360$100,830$94,604 (−2.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.