City comparison

Miami, FL vs Washington, DC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Miami, FL are 4.8% higher than in Washington, DC. Someone earning $100,000 in Washington, DC would need about $104,800 in Miami, FL to live the same way.
  • Typical 1-bedroom rents are close: $1,995 a month in Miami, FL and $2,015 in Washington, DC.
  • On $100,000, estimated state income tax is about $5,532 a year higher in Washington, DC than in Miami, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +7.4% moving from Miami, FL to Washington, DC ($113,356 → $121,785), while prices change by −4.6%. Net effect of the transfer: +12.6% in real buying power.
MiamiWashington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Miami, FL: price level 114.2 (much pricier)
  • Washington, DC: price level 108.9 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Miami, FLWashington, DC
Price level (U.S. = 100)2114.2108.9
$100,000 is worth, in the other city2$95,383 in Washington$104,841 in Miami
Typical 1-bedroom rent3$1,995/mo$2,015/mo
Take-home on $100,00014,15,8$79,180$73,649
State income tax on $100,000 (estimate)8$0 (FL)$5,532 (DC)
Rent burden on $100,00030%33%
Median pay, all jobs4$48,640$71,060
Federal locality pay area7Miami-Port St. Lucie-Fort Lauderdale, FLWashington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Miami-Miami Beach-Kendall, FL HUD Metro FMR Area and Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. Metro areas: Miami-Fort Lauderdale-West Palm Beach, FL and Washington-Arlington-Alexandria, DC-VA-MD-WV.

What costs more or less

Miami, FLWashington, DC
Price level (U.S. = 100)MiamiWashington
Housing (rent)155.6151.1
Goods103.6104.8
Utilities97.2106.7
Other services109.1102.3
Overall114.2108.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Miami, FL → Washington, DC

Same pay goes further

Buying power +4.8%; rent takes 33% of take-home; state tax +$5,532/yr.

72 Strong offer

Washington, DC → Miami, FL

Same pay buys less

Buying power −4.6%; rent takes 30% of take-home; state tax −$5,532/yr.

46 Fair offer

On the GS pay scale?

Miami, FL is in the Miami-Port St. Lucie-Fort Lauderdale, FL pay area; Washington, DC is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Miami, FL to Washington, DC at the same grade and step does to real buying power.

Grade5,2Miami, FLWashington, DCReal change, Miami → Washington
GS-9 step 1$65,735$70,623+12.6%
GS-11 step 1$79,533$85,447+12.6%
GS-12 step 1$95,326$102,415+12.6%
GS-13 step 1$113,356$121,785+12.6%
GS-14 step 1$133,953$143,913+12.6%

Pay for common jobs

Median annual pay4Miami, FLWashington, DCWashington pay in Miami dollars
Elementary School Teachers, Except Special Education$58,300$79,470$83,317 (+42.9%)
Software Developers$132,650$154,930$162,430 (+22.5%)
Accountants and Auditors$80,920$102,140$107,085 (+32.3%)
Registered Nurses$91,380$102,710$107,682 (+17.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.