City comparison
Miami, FL vs Savannah, GA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Miami, FL are 19.9% higher than in Savannah, GA. Someone earning $100,000 in Savannah, GA would need about $119,900 in Miami, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,533 in Savannah, GA. On $100,000, that's 30% of take-home pay in Miami, FL and 25% in Savannah, GA.
- On $100,000, estimated state income tax is about $4,567 a year higher in Savannah, GA than in Miami, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −6.1% moving from Miami, FL to Savannah, GA ($113,356 → $106,437), while prices change by −16.6%. Net effect of the transfer: +12.6% in real buying power.
- Miami, FL: price level 114.2 (much pricier)
- Savannah, GA: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Miami, FL | Savannah, GA | |
|---|---|---|
| Price level (U.S. = 100)2 | 114.2 | 95.2 |
| $100,000 is worth, in the other city2 | $83,401 in Savannah | $119,903 in Miami |
| Typical 1-bedroom rent3 | $1,995/mo | $1,533/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,613 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $4,567 (GA) |
| Rent burden on $100,000 | 30% | 25% |
| Median pay, all jobs4 | $48,640 | $47,240 |
| Federal locality pay area7 | Miami-Port St. Lucie-Fort Lauderdale, FL | Rest of U.S. |
Rent areas: Miami-Miami Beach-Kendall, FL HUD Metro FMR Area and Savannah, GA MSA. Metro areas: Miami-Fort Lauderdale-West Palm Beach, FL and Savannah, GA.
What costs more or less
| Price level (U.S. = 100) | Miami | Savannah |
|---|---|---|
| Housing (rent) | 155.6 | 86.0 |
| Goods | 103.6 | 96.3 |
| Utilities | 97.2 | 88.6 |
| Other services | 109.1 | 98.7 |
| Overall | 114.2 | 95.2 |
Moving with the same $100,000 salary
Miami, FL → Savannah, GA
Same pay goes further
Buying power +19.9%; rent takes 25% of take-home; state tax +$4,567/yr.
100 Strong offer
Savannah, GA → Miami, FL
Same pay buys less
Buying power −16.6%; rent takes 30% of take-home; state tax −$4,567/yr.
30 Weak offer
Federal employees: GS pay
Miami, FL is in the Miami-Port St. Lucie-Fort Lauderdale, FL pay area; Savannah, GA is in Rest of U.S.. The last column shows what a transfer from Miami, FL to Savannah, GA at the same grade and step does to real buying power.
| Grade5,2 | Miami, FL | Savannah, GA | Real change, Miami → Savannah |
|---|---|---|---|
| GS-9 step 1 | $65,735 | $61,722 | +12.6% |
| GS-11 step 1 | $79,533 | $74,678 | +12.6% |
| GS-12 step 1 | $95,326 | $89,508 | +12.6% |
| GS-13 step 1 | $113,356 | $106,437 | +12.6% |
| GS-14 step 1 | $133,953 | $125,776 | +12.6% |
Pay for common jobs
| Median annual pay4 | Miami, FL | Savannah, GA | Savannah pay in Miami dollars |
|---|---|---|---|
| Information Security Analysts | $125,310 | $102,630 | $123,057 (−1.8%) |
| Software Developers | $132,650 | $123,220 | $147,745 (+11.4%) |
| Accountants and Auditors | $80,920 | $79,790 | $95,671 (+18.2%) |
| Registered Nurses | $91,380 | $86,760 | $104,028 (+13.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.