City comparison
Miami, FL vs Sacramento, CA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Miami, FL are 7.0% higher than in Sacramento, CA. Someone earning $100,000 in Sacramento, CA would need about $107,000 in Miami, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,832 in Sacramento, CA. On $100,000, that's 30% of take-home pay in Miami, FL and 30% in Sacramento, CA.
- On $100,000, estimated state income tax is about $5,070 a year higher in Sacramento, CA than in Miami, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +4.1% moving from Miami, FL to Sacramento, CA ($113,356 → $117,984), while prices change by −6.6%. Net effect of the transfer: +11.4% in real buying power.
- Miami, FL: price level 114.2 (much pricier)
- Sacramento, CA: price level 106.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Miami, FL | Sacramento, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 114.2 | 106.7 |
| $100,000 is worth, in the other city2 | $93,443 in Sacramento | $107,017 in Miami |
| Typical 1-bedroom rent3 | $1,995/mo | $1,832/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,110 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $5,070 (CA) |
| Rent burden on $100,000 | 30% | 30% |
| Median pay, all jobs4 | $48,640 | $59,750 |
| Federal locality pay area7 | Miami-Port St. Lucie-Fort Lauderdale, FL | Sacramento-Roseville, CA-NV |
Rent areas: Miami-Miami Beach-Kendall, FL HUD Metro FMR Area and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Miami-Fort Lauderdale-West Palm Beach, FL and Sacramento-Roseville-Folsom, CA.
What costs more or less
| Price level (U.S. = 100) | Miami | Sacramento |
|---|---|---|
| Housing (rent) | 155.6 | 130.2 |
| Goods | 103.6 | 105.2 |
| Utilities | 97.2 | 151.3 |
| Other services | 109.1 | 100.3 |
| Overall | 114.2 | 106.7 |
Moving with the same $100,000 salary
Miami, FL → Sacramento, CA
Same pay goes further
Buying power +7.0%; rent takes 30% of take-home; state tax +$5,070/yr.
84 Strong offer
Sacramento, CA → Miami, FL
Same pay buys less
Buying power −6.6%; rent takes 30% of take-home; state tax −$5,070/yr.
40 Weak offer
Federal employees: GS pay
Miami, FL is in the Miami-Port St. Lucie-Fort Lauderdale, FL pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Miami, FL to Sacramento, CA at the same grade and step does to real buying power.
| Grade5,2 | Miami, FL | Sacramento, CA | Real change, Miami → Sacramento |
|---|---|---|---|
| GS-9 step 1 | $65,735 | $68,419 | +11.4% |
| GS-11 step 1 | $79,533 | $82,780 | +11.4% |
| GS-12 step 1 | $95,326 | $99,218 | +11.4% |
| GS-13 step 1 | $113,356 | $117,984 | +11.4% |
| GS-14 step 1 | $133,953 | $139,422 | +11.4% |
Pay for common jobs
| Median annual pay4 | Miami, FL | Sacramento, CA | Sacramento pay in Miami dollars |
|---|---|---|---|
| Information Security Analysts | $125,310 | $133,570 | $142,943 (+14.1%) |
| Software Developers | $132,650 | $139,640 | $149,438 (+12.7%) |
| Accountants and Auditors | $80,920 | $92,110 | $98,573 (+21.8%) |
| Registered Nurses | $91,380 | $171,460 | $183,491 (+100.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.