City comparison
Miami, FL vs Norwich, CT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Miami, FL are 13.6% higher than in Norwich, CT. Someone earning $100,000 in Norwich, CT would need about $113,600 in Miami, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,496 in Norwich, CT. On $100,000, that's 30% of take-home pay in Miami, FL and 24% in Norwich, CT.
- On $100,000, estimated state income tax is about $3,925 a year higher in Norwich, CT than in Miami, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +5.9% moving from Miami, FL to Norwich, CT ($113,356 → $120,094), while prices change by −12.0%. Net effect of the transfer: +20.4% in real buying power.
- Miami, FL: price level 114.2 (much pricier)
- Norwich, CT: price level 100.4 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Miami, FL | Norwich, CT | |
|---|---|---|
| Price level (U.S. = 100)2 | 114.2 | 100.4 |
| $100,000 is worth, in the other city2 | $87,990 in Norwich | $113,649 in Miami |
| Typical 1-bedroom rent3 | $1,995/mo | $1,496/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,255 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,925 (CT) |
| Rent burden on $100,000 | 30% | 24% |
| Median pay, all jobs4 | $48,640 | $57,370 |
| Federal locality pay area7 | Miami-Port St. Lucie-Fort Lauderdale, FL | Hartford-East Hartford, CT-MA |
Rent areas: Miami-Miami Beach-Kendall, FL HUD Metro FMR Area and Norwich-New London-Willimantic, CT MSA. Metro areas: Miami-Fort Lauderdale-West Palm Beach, FL and Norwich-New London-Willimantic, CT.
What costs more or less
| Price level (U.S. = 100) | Miami | Norwich |
|---|---|---|
| Housing (rent) | 155.6 | 93.7 |
| Goods | 103.6 | 97.3 |
| Utilities | 97.2 | 148.6 |
| Other services | 109.1 | 102.7 |
| Overall | 114.2 | 100.4 |
Moving with the same $100,000 salary
Miami, FL → Norwich, CT
Same pay goes further
Buying power +13.6%; rent takes 24% of take-home; state tax +$3,925/yr.
100 Strong offer
Norwich, CT → Miami, FL
Same pay buys less
Buying power −12.0%; rent takes 30% of take-home; state tax −$3,925/yr.
30 Weak offer
On the GS pay scale?
Miami, FL is in the Miami-Port St. Lucie-Fort Lauderdale, FL pay area; Norwich, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Miami, FL to Norwich, CT at the same grade and step does to real buying power.
| Grade5,2 | Miami, FL | Norwich, CT | Real change, Miami → Norwich |
|---|---|---|---|
| GS-9 step 1 | $65,735 | $69,642 | +20.4% |
| GS-11 step 1 | $79,533 | $84,260 | +20.4% |
| GS-12 step 1 | $95,326 | $100,992 | +20.4% |
| GS-13 step 1 | $113,356 | $120,094 | +20.4% |
| GS-14 step 1 | $133,953 | $141,915 | +20.4% |
Pay for common jobs
| Median annual pay4 | Miami, FL | Norwich, CT | Norwich pay in Miami dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $58,300 | $83,840 | $95,284 (+63.4%) |
| Software Developers | $132,650 | $123,780 | $140,675 (+6.0%) |
| Accountants and Auditors | $80,920 | $82,530 | $93,795 (+15.9%) |
| Registered Nurses | $91,380 | $101,330 | $115,161 (+26.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.