City comparison

Memphis, TN vs Syracuse, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Syracuse, NY are 3.9% higher than in Memphis, TN. Someone earning $100,000 in Memphis, TN would need about $103,900 in Syracuse, NY to live the same way.
  • Typical 1-bedroom rents are close: $1,154 a month in Memphis, TN and $1,123 in Syracuse, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Syracuse, NY than in Memphis, TN.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Memphis, TN to Syracuse, NY changes real buying power by −3.7%, purely from prices.
MemphisSyracuse
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Memphis, TN: price level 92.2 (cheaper)
  • Syracuse, NY: price level 95.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Memphis, TNSyracuse, NY
Price level (U.S. = 100)292.295.7
$100,000 is worth, in the other city2$103,865 in Syracuse$96,279 in Memphis
Typical 1-bedroom rent3$1,154/mo$1,123/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (TN)$4,860 (NY)
Rent burden on $100,00017%18%
Median pay, all jobs4$46,890$52,990
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Memphis, TN-MS-AR HUD Metro FMR Area and Syracuse, NY MSA. Metro areas: Memphis, TN-MS-AR and Syracuse, NY.

What costs more or less

Memphis, TNSyracuse, NY
Price level (U.S. = 100)MemphisSyracuse
Housing (rent)79.880.7
Goods96.299.7
Utilities74.1133.4
Other services95.497.8
Overall92.295.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Memphis, TN → Syracuse, NY

Same pay buys less

Buying power −3.7%; rent takes 18% of take-home; state tax +$4,860/yr.

57 Fair offer

Syracuse, NY → Memphis, TN

Same pay goes further

Buying power +3.9%; rent takes 17% of take-home; state tax −$4,860/yr.

81 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Memphis, TN to Syracuse, NY at the same grade and step does to real buying power.

Grade5,2Memphis, TNSyracuse, NYReal change, Memphis → Syracuse
GS-9 step 1$61,722$61,722−3.7%
GS-11 step 1$74,678$74,678−3.7%
GS-12 step 1$89,508$89,508−3.7%
GS-13 step 1$106,437$106,437−3.7%
GS-14 step 1$125,776$125,776−3.7%

Pay for common jobs

Median annual pay4Memphis, TNSyracuse, NYSyracuse pay in Memphis dollars
Elementary School Teachers, Except Special Education$61,510$78,560$75,636 (+23.0%)
Software Developers$125,580$129,100$124,296 (−1.0%)
Accountants and Auditors$76,960$82,230$79,170 (+2.9%)
Registered Nurses$81,500$86,960$83,724 (+2.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.