City comparison

Madison, WI vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Madison, WI are 9.0% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $109,000 in Madison, WI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,482 a month in Madison, WI versus $987 in Tulsa, OK. On $100,000, that's 24% of take-home pay in Madison, WI and 16% in Tulsa, OK.
  • Estimated state income tax on $100,000 is close: $3,919 a year in WI and $3,955 in OK.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Madison, WI to Tulsa, OK changes real buying power by +9.0%, purely from prices.
MadisonTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Madison, WI: price level 97.3 (cheaper)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Madison, WITulsa, OK
Price level (U.S. = 100)297.389.2
$100,000 is worth, in the other city2$91,702 in Tulsa$109,049 in Madison
Typical 1-bedroom rent3$1,482/mo$987/mo
Take-home on $100,00014,15,8$75,261$75,226
State income tax on $100,000 (estimate)8$3,919 (WI)$3,955 (OK)
Rent burden on $100,00024%16%
Median pay, all jobs4$58,080$46,670
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Madison, WI HUD Metro FMR Area and Tulsa, OK HUD Metro FMR Area. Metro areas: Madison, WI and Tulsa, OK.

What costs more or less

Madison, WITulsa, OK
Price level (U.S. = 100)MadisonTulsa
Housing (rent)99.768.2
Goods93.893.8
Utilities89.873.9
Other services99.495.5
Overall97.389.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Madison, WI → Tulsa, OK

Same pay goes further

Buying power +9.0%; rent takes 16% of take-home; state tax +$35/yr.

97 Strong offer

Tulsa, OK → Madison, WI

Same pay buys less

Buying power −8.3%; rent takes 24% of take-home; state tax −$35/yr.

43 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Madison, WI to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2Madison, WITulsa, OKReal change, Madison → Tulsa
GS-9 step 1$61,722$61,722+9.0%
GS-11 step 1$74,678$74,678+9.0%
GS-12 step 1$89,508$89,508+9.0%
GS-13 step 1$106,437$106,437+9.0%
GS-14 step 1$125,776$125,776+9.0%

Pay for common jobs

Median annual pay4Madison, WITulsa, OKTulsa pay in Madison dollars
Elementary School Teachers, Except Special Education$63,690$48,220$52,583 (−17.4%)
Software Developers$130,630$108,730$118,569 (−9.2%)
Accountants and Auditors$81,130$81,320$88,679 (+9.3%)
Registered Nurses$101,190$84,790$92,463 (−8.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.