City comparison

Madison, WI vs Spokane, WA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Spokane, WA are 3.1% higher than in Madison, WI. Someone earning $100,000 in Madison, WI would need about $103,100 in Spokane, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,482 a month in Madison, WI versus $1,193 in Spokane, WA. On $100,000, that's 24% of take-home pay in Madison, WI and 18% in Spokane, WA.
  • On $100,000, estimated state income tax is about $3,919 a year higher in Madison, WI than in Spokane, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.5% moving from Madison, WI to Spokane, WA ($106,437 → $106,991), while prices change by +3.1%. Net effect of the transfer: −2.5% in real buying power.
MadisonSpokane
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Madison, WI: price level 97.3 (cheaper)
  • Spokane, WA: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Madison, WISpokane, WA
Price level (U.S. = 100)297.3100.3
$100,000 is worth, in the other city2$103,144 in Spokane$96,952 in Madison
Typical 1-bedroom rent3$1,482/mo$1,193/mo
Take-home on $100,00014,15,8$75,261$79,180
State income tax on $100,000 (estimate)8$3,919 (WI)$0 (WA)
Rent burden on $100,00024%18%
Median pay, all jobs4$58,080$54,660
Federal locality pay area7Rest of U.S.Spokane-Spokane Valley-Coeur d'Alene, WA-ID

Rent areas: Madison, WI HUD Metro FMR Area and Spokane, WA HUD Metro FMR Area. Metro areas: Madison, WI and Spokane-Spokane Valley, WA.

What costs more or less

Madison, WISpokane, WA
Price level (U.S. = 100)MadisonSpokane
Housing (rent)99.797.1
Goods93.8105.0
Utilities89.891.2
Other services99.499.5
Overall97.3100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Madison, WI → Spokane, WA

Same pay buys less

Buying power −3.0%; rent takes 18% of take-home; state tax −$3,919/yr.

59 Fair offer

Spokane, WA → Madison, WI

Same pay goes further

Buying power +3.1%; rent takes 24% of take-home; state tax +$3,919/yr.

79 Strong offer

Federal employees: GS pay

Madison, WI is in the Rest of U.S. pay area; Spokane, WA is in Spokane-Spokane Valley-Coeur d'Alene, WA-ID. The last column shows what a transfer from Madison, WI to Spokane, WA at the same grade and step does to real buying power.

Grade5,2Madison, WISpokane, WAReal change, Madison → Spokane
GS-9 step 1$61,722$62,044−2.5%
GS-11 step 1$74,678$75,068−2.5%
GS-12 step 1$89,508$89,974−2.5%
GS-13 step 1$106,437$106,991−2.5%
GS-14 step 1$125,776$126,432−2.5%

Pay for common jobs

Median annual pay4Madison, WISpokane, WASpokane pay in Madison dollars
Information Security Analysts$104,110$106,190$102,953 (−1.1%)
Software Developers$130,630$130,690$126,706 (−3.0%)
Accountants and Auditors$81,130$86,350$83,718 (+3.2%)
Registered Nurses$101,190$111,750$108,343 (+7.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.