City comparison

Madison, WI vs Mobile, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Madison, WI are 10.4% higher than in Mobile, AL. Someone earning $100,000 in Mobile, AL would need about $110,400 in Madison, WI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,482 a month in Madison, WI versus $919 in Mobile, AL. On $100,000, that's 24% of take-home pay in Madison, WI and 15% in Mobile, AL.
  • On $100,000, estimated state income tax is about $816 a year higher in Mobile, AL than in Madison, WI.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Madison, WI to Mobile, AL changes real buying power by +10.4%, purely from prices.
MadisonMobile
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Madison, WI: price level 97.3 (cheaper)
  • Mobile, AL: price level 88.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Madison, WIMobile, AL
Price level (U.S. = 100)297.388.1
$100,000 is worth, in the other city2$90,555 in Mobile$110,430 in Madison
Typical 1-bedroom rent3$1,482/mo$919/mo
Take-home on $100,00014,15,8$75,261$74,445
State income tax on $100,000 (estimate)8$3,919 (WI)$4,735 (AL)
Rent burden on $100,00024%15%
Median pay, all jobs4$58,080$47,000
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Madison, WI HUD Metro FMR Area and Mobile, AL MSA. Metro areas: Madison, WI and Mobile, AL.

What costs more or less

Madison, WIMobile, AL
Price level (U.S. = 100)MadisonMobile
Housing (rent)99.760.1
Goods93.896.4
Utilities89.884.2
Other services99.496.7
Overall97.388.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Madison, WI → Mobile, AL

Same pay goes further

Buying power +10.4%; rent takes 15% of take-home; state tax +$816/yr.

100 Strong offer

Mobile, AL → Madison, WI

Same pay buys less

Buying power −9.4%; rent takes 24% of take-home; state tax −$816/yr.

39 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Madison, WI to Mobile, AL at the same grade and step does to real buying power.

Grade5,2Madison, WIMobile, ALReal change, Madison → Mobile
GS-9 step 1$61,722$61,722+10.4%
GS-11 step 1$74,678$74,678+10.4%
GS-12 step 1$89,508$89,508+10.4%
GS-13 step 1$106,437$106,437+10.4%
GS-14 step 1$125,776$125,776+10.4%

Pay for common jobs

Median annual pay4Madison, WIMobile, ALMobile pay in Madison dollars
Elementary School Teachers, Except Special Education$63,690$60,970$67,329 (+5.7%)
Software Developers$130,630$122,540$135,321 (+3.6%)
Accountants and Auditors$81,130$72,130$79,653 (−1.8%)
Registered Nurses$101,190$79,490$87,781 (−13.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.