City comparison

Los Angeles, CA vs Toledo, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Los Angeles, CA are 24.2% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $124,200 in Los Angeles, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,085 a month in Los Angeles, CA versus $820 in Toledo, OH. On $100,000, that's 34% of take-home pay in Los Angeles, CA and 13% in Toledo, OH.
  • On $100,000, estimated state income tax is about $3,103 a year higher in Los Angeles, CA than in Toledo, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Los Angeles, CA to Toledo, OH ($124,085 → $106,437), while prices change by −19.5%. Net effect of the transfer: +6.5% in real buying power.
Los AngelesToledo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Los Angeles, CA: price level 113.6 (much pricier)
  • Toledo, OH: price level 91.5 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Los Angeles, CAToledo, OH
Price level (U.S. = 100)2113.691.5
$100,000 is worth, in the other city2$80,530 in Toledo$124,177 in Los Angeles
Typical 1-bedroom rent3$2,085/mo$820/mo
Take-home on $100,00014,15,8$74,110$77,212
State income tax on $100,000 (estimate)8$5,070 (CA)$1,968 (OH)
Rent burden on $100,00034%13%
Median pay, all jobs4$55,850$48,220
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Los Angeles-Long Beach-Anaheim, CA and Toledo, OH.

What costs more or less

Los Angeles, CAToledo, OH
Price level (U.S. = 100)Los AngelesToledo
Housing (rent)170.467.3
Goods106.693.6
Utilities158.696.3
Other services104.498.9
Overall113.691.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Los Angeles, CA → Toledo, OH

Same pay goes further

Buying power +24.2%; rent takes 13% of take-home; state tax −$3,103/yr.

100 Strong offer

Toledo, OH → Los Angeles, CA

Same pay buys less

Buying power −19.5%; rent takes 34% of take-home; state tax +$3,103/yr.

24 Weak offer

On the GS pay scale?

Los Angeles, CA is in the Los Angeles-Long Beach, CA pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Los Angeles, CA to Toledo, OH at the same grade and step does to real buying power.

Grade5,2Los Angeles, CAToledo, OHReal change, Los Angeles → Toledo
GS-9 step 1$71,957$61,722+6.5%
GS-11 step 1$87,061$74,678+6.5%
GS-12 step 1$104,349$89,508+6.5%
GS-13 step 1$124,085$106,437+6.5%
GS-14 step 1$146,632$125,776+6.5%

Pay for common jobs

Median annual pay4Los Angeles, CAToledo, OHToledo pay in Los Angeles dollars
Elementary School Teachers, Except Special Education$101,860$63,250$78,542 (−22.9%)
Software Developers$160,920$104,360$129,591 (−19.5%)
Accountants and Auditors$94,360$77,400$96,113 (+1.9%)
Registered Nurses$135,560$81,050$100,645 (−25.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.