City comparison

Little Rock, AR vs Rockford, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Rockford, IL are 3.1% higher than in Little Rock, AR. Someone earning $100,000 in Little Rock, AR would need about $103,100 in Rockford, IL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $989 a month in Little Rock, AR versus $895 in Rockford, IL. On $100,000, that's 16% of take-home pay in Little Rock, AR and 14% in Rockford, IL.
  • On $100,000, estimated state income tax is about $1,118 a year higher in Rockford, IL than in Little Rock, AR.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +11.8% moving from Little Rock, AR to Rockford, IL ($106,437 → $118,984), while prices change by +3.1%. Net effect of the transfer: +8.4% in real buying power.
Little RockRockford
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Little Rock, AR: price level 89.4 (much cheaper)
  • Rockford, IL: price level 92.2 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Little Rock, ARRockford, IL
Price level (U.S. = 100)289.492.2
$100,000 is worth, in the other city2$103,122 in Rockford$96,972 in Little Rock
Typical 1-bedroom rent3$989/mo$895/mo
Take-home on $100,00014,15,8$75,493$74,375
State income tax on $100,000 (estimate)8$3,687 (AR)$4,805 (IL)
Rent burden on $100,00016%14%
Median pay, all jobs4$45,790$47,120
Federal locality pay area7Rest of U.S.Chicago-Naperville, IL-IN-WI

Rent areas: Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area and Rockford, IL MSA. Metro areas: Little Rock-North Little Rock-Conway, AR and Rockford, IL.

What costs more or less

Little Rock, ARRockford, IL
Price level (U.S. = 100)Little RockRockford
Housing (rent)68.370.1
Goods93.693.6
Utilities74.689.4
Other services95.399.6
Overall89.492.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Little Rock, AR → Rockford, IL

Same pay buys less

Buying power −3.0%; rent takes 14% of take-home; state tax +$1,118/yr.

59 Fair offer

Rockford, IL → Little Rock, AR

Same pay goes further

Buying power +3.1%; rent takes 16% of take-home; state tax −$1,118/yr.

79 Strong offer

On the GS pay scale?

Little Rock, AR is in the Rest of U.S. pay area; Rockford, IL is in Chicago-Naperville, IL-IN-WI. The last column shows what a transfer from Little Rock, AR to Rockford, IL at the same grade and step does to real buying power.

Grade5,2Little Rock, ARRockford, ILReal change, Little Rock → Rockford
GS-9 step 1$61,722$68,999+8.4%
GS-11 step 1$74,678$83,482+8.4%
GS-12 step 1$89,508$100,059+8.4%
GS-13 step 1$106,437$118,984+8.4%
GS-14 step 1$125,776$140,604+8.4%

Pay for common jobs

Median annual pay4Little Rock, ARRockford, ILRockford pay in Little Rock dollars
Elementary School Teachers, Except Special Education$58,580$64,200$62,256 (+6.3%)
Software Developers$104,070$107,640$104,381 (+0.3%)
Accountants and Auditors$65,810$75,260$72,981 (+10.9%)
Registered Nurses$81,070$80,930$78,480 (−3.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.